10174 W Shamrock Pl, Crystal River, FL 34428 Property Records

Citrus County property record for 10174 W Shamrock Pl, Crystal River, FL 34428

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,319 sqft · built 2021
Lot Size	2.33 acres (101,750 sqft)
Owner	2 Individual Names on File
Last Sale	$20,500 (Jul 2018)
Tax Bill	$5,139 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2022 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17E-17S-20-0210-00110-012.0`

Property Details

APN / Parcel Number

Primary APN	`17E-17S-20-0210-00110-012.0`
Alternative APNs	`2017S17E0210001100120` `1943892`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,319 sqft Living Area
Flooring	Concrete/Cement

Exterior

Year Built	Built 2021
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	101,750 sqft (2.33 acres)
Lot Dimensions	300 ft deep x 170 ft wide
Garage Area	1,800 sqft
Parking Spaces	5 Parking Spaces
Pool Area	288 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1943892
Old Parcel Number	2017S17E0210001100120
Street Address	10174 W SHAMROCK PL
City	CRYSTAL RIVER
State	FL
Zip	34428-8318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CLR COASTAL LAKES & RVRS
Legal Description	CRYSTAL MANOR UNIT 1 PB 8 PG 82 LOTS 12 & 13 BLK 11 DESC IN OR BK 544 PG 391
Legal Range	17E
Legal Township	17S
Legal Section	20
Legal Subdivision	CRYSTAL MANOR UNIT 1
Legal Block	11
Legal Lot Number	12-13 13
Legal Unit	1
Jurisdiction	CITRUS FL
Township / Civil Division	CRYSTAL RIVER
Census Block Group	1
Census Block	1057
Census Tract	450402

Owner

10174 W Shamrock Pl is owned and occupied by two individuals who bought it in July 2018.

Source: Citrus County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	10174 W SHAMROCK PL, CRYSTAL RIVER, FL 34428-8318
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 14, 2022	Deed of Trust, Mortgage · Construction Mortgage REGIONS BANK
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jul 30, 2018	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2018 · Amount on File
Deed Sale	Jul 30, 2018 · Amount on File
Prior Sale	Dec 5, 2013 · Amount on File
Deed Document Number	2018038063
Deed Book / Page	2916 / 1703
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	10174 W SHAMROCK PL, CRYSTAL RIVER, FL 34428-8318
Transaction Type	Mortgage
Record Updated	Feb 2, 2023
Title Company	FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10174 W SHAMROCK PL, CRYSTAL RIVER, FL 34428-8318

Mortgage

Document Number	0032120207
Date	Oct 4, 2021
Book Page	3212/207
Instrument	2021068549

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	10174 W SHAMROCK PL, CRYSTAL RIVER, FL 34428-8318
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10174W W SHAMROCK PL, CRYSTAL RIVER, FL 34428-8318

Mortgage

Document Number	0032621089
Date	Mar 14, 2022
Book Page	3262/1089
Instrument	2022017589

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	10174 W SHAMROCK PL, CRYSTAL RIVER, FL 34428-8318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030592121
Date	May 13, 2020
Book Page	3059/2121
Instrument	2020024685

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jul 30, 2018
Property Address	10174 W SHAMROCK PL, CRYSTAL RIVER, FL 34428-8318
Document Number	0029161703
Book / Page	002916 / 001703
Instrument Date	Jul 25, 2018
Instrument	38063
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$143.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5352 HIGHWAY 393 CRESTVIEW FL 325397800, CRESTVIEW, FL 32539-7800

Tax Assessment & Valuation

The 2025 property tax bill for 10174 W Shamrock Pl was $5,139 with exemptions applied, up 4% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,139.00 (+3.97%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$435,267 (-1.84%) Land $50,000 Building $385,267	$435,267 (-1.84%) Land $50,000 Building $385,267
2024	$4,943.00 (+2.32%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$443,405 (+8.56%) Land $42,000 Building $401,405	$443,405 (+8.56%) Land $42,000 Building $401,405
2023	$4,831.00 (+6.9%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$408,426 (+11.76%) Land $40,000 Building $368,426	$408,426 (+11.76%) Land $40,000 Building $368,426
2022	$4,519.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$365,459 Land $36,000 Building $329,459	$365,459 Land $36,000 Building $329,459

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10174 W Shamrock Pl in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	6 (2019–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10174 W Shamrock Pl is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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