10174 Hiddenknoll Dr, Independence, KY 41051 Property Records

Kenton County property record for 10174 Hiddenknoll Dr, Independence, KY 41051

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,298 sqft · built 1999
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$138,000 (Oct 2012)
Tax Bill	$2,800 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`018-40-00-045.00`

Property Details

APN / Parcel Number

Primary APN	`018-40-00-045.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,298 sqft Finished Area
Gross Area	1,874 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	10174 HIDDENKNOLL DR
City	INDEPENDENCE
State	KY
Zip	41051-9655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FALCON RIDGE SEC 3 LOT 45
Legal Subdivision	FALCON RIDGE
Legal Phase	3
Legal Lot Number	45
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	3
Census Block	3025
Census Tract	63604

Owner

10174 Hiddenknoll Dr is owned and occupied by an individual who bought it in October 2012.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	10174 HIDDENKNOLL DR, INDEPENDENCE, KY 41051-9655
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2012 · Amount on File
Deed Sale	Oct 29, 2012 · Amount on File
Prior Sale	Jan 31, 2006 · Amount on File
Deed Document Number	201210 29 059 00264
Deed Book / Page	3151 / 341
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	Jul 20, 2026
Property Address	10174 HIDDENKNOLL DR, INDEPENDENCE, KY 41051-9655
Document Number	0000015334
Book / Page	461 / 927
Instrument Date	Jun 30, 2026
Instrument	202615334
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10174 HIDDENKNOLL DR, INDEPENDENCE, KY 41051-9655

Mortgage

Document Number	0000015334,
Date	Jul 20, 2026
Book Page	461/927
Instrument	202615334

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 10174 Hiddenknoll Dr was $2,800.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,800 (-) Land $35,000 Building $205,800	$240,800 (-) Land $35,000 Building $205,800
2025	$2,800.00	$240,800 Land $35,000 Building $205,800	$240,800 Land $35,000 Building $205,800
2023	$2,149.00	$170,300 Land $30,000 Building $140,300	$170,300 Land $30,000 Building $140,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10174 Hiddenknoll Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10174 Hiddenknoll Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20