10174 Edwards Rd, Castalia, NC 27816 Property Records

Nash County property record for 10174 Edwards Rd, Castalia, NC 27816

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,384 sqft · built 1985
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (Dec 2019)
Tax Bill	$1,075 (2026)
Deeds & Mortgages	Feb 2026 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`287300-23-2235`

Property Details

APN / Parcel Number

Primary APN	`287300-23-2235`
Alternative APNs	`036574` `69787`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,384 sqft Heated Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Bungalow
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	69787
Street Address	10174 EDWARDS RD
City	CASTALIA
State	NC
Zip	27816-9683
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	2 00 AC, LUCAS SPLIT OUT OF 287300235185 AC 1H LUCAS
Legal Subdivision	PROPERTY OF MELINDA JOHN LUCAS
Jurisdiction	NASH NC
Township / Civil Division	CASTALIA
Census Block Group	3
Census Block	3011
Census Tract	10900

Owner

10174 Edwards Rd is owned and occupied by two individuals who bought it in December 2019.

Source: Nash County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10174 EDWARDS RD, CASTALIA, NC 27816-9683
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage · Non-Conforming Investor Loan FIRST NATIONAL BANK OF PENNSYLVANIA
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK
Dec 3, 2019	Warranty Deed, Transfer · Line of Credit SOUTHERN BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2019 · Amount on File
Deed Sale	Dec 3, 2019 · Amount on File
Prior Sale	Jun 9, 1999 · Amount on File
Deed Book / Page	3022 / 596
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	10174 EDWARDS RD, CASTALIA, NC 27816-9683
Transaction Type	Mortgage
Record Updated	Feb 25, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC OH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10174 EDWARDS RD, CASTALIA, NC 27816-9683

Mortgage

Document Number	003468/587
Date	Feb 13, 2026
Book Page	3468/587

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	LOUISBURG, NC 27549

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount on Record
Term	240 Months
Due	Feb 16, 2046

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	10174 EDWARDS RD, CASTALIA, NC 27816-9683
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003051/853
Date	May 26, 2020
Book Page	3051/853

Lender

Name	COMMERCE BANK
Type	Bank
Address	ROCKY MOUNT, NC 27804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASH NC
Recording Date	Dec 3, 2019
Property Address	10174 EDWARDS RD, CASTALIA, NC 27816-9683
Document Number	03022/0596
Book / Page	3022 / 0596
Map Reference	MB 15 PG 12
Instrument Date	Dec 3, 2019
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount on Record
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5361 W MOUNT DR, NASHVILLE, NC 27856-8263

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10174 EDWARDS RD, CASTALIA, NC 27816-9683

Mortgage

Document Number	0003022600
Date	Dec 3, 2019
Instrument	3022/600

Lender

Name	SOUTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 10174 Edwards Rd was $1,075, up 0.9% from the year before.

Source: Nash County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Nash County
Unified School District	Nash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,075.00 (+0.94%)	$120,610 (-) Land $13,860 Building $106,750	$120,610 (-) Land $13,860 Building $106,750
2025	$1,065.00	$120,610 Land $13,860 Building $106,750	$120,610 Land $13,860 Building $106,750
2023	$703.00 (+1.01%)	$72,820 (-)	$72,820 (-) Land $13,860 Building $58,960
2022	$696.00	$72,820 Land $13,860 Building $58,960	$72,820 Land $13,860 Building $58,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10174 Edwards Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10174 Edwards Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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