10174 E 1700th Ave, Effingham, IL 62401 Property Records

Effingham County property record for 10174 E 1700th Ave, Effingham, IL 62401

Property Summary

Property TypeSingle Family Home
Details1 bd · 1,840 sqft · built 1985
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on File
Tax Bill$5,921 (2025)
Deeds & MortgagesApr 2021 Line of Credit
Nov 2019 Transfer
Flood ZoneZone X (minimal risk)
APN11-07-002-012

Property Details

APN / Parcel Number

Primary APN11-07-002-012

Interior

Bedrooms1 Bed
Stories1 Story
Building Area1,840 sqft Base Area
1st Floor Area1,840 sqft
Basement Area1,840 sqft
Unfinished Basement1,840 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Construction TypeMasonry / Concrete Block
Lot Area87,120 sqft (2 acres)
Garage Area550 sqft
Parking Spaces2 Parking Spaces
Pole Barn1,520 sqft

Location & Zoning

Street Address10174 E 1700TH AVE
CityEFFINGHAM
StateIL
Zip62401-5341
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LOT 1 SW SW 3512/160 3512/158 733/357
Legal Lot Number1
JurisdictionEFFINGHAM IL
Township / Civil DivisionSUMMIT
Census Block Group1
Census Block1069
Census Tract950200

Owner

10174 E 1700th Ave is owned and occupied by two individuals who acquired it in November 2019.

Source: Effingham County records, as of October 5, 2026

Owner of Record2 Individual Names on File
Mailing Address10174 E 1700TH AVE, EFFINGHAM, IL 62401-5341
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2021Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Nov 13, 2019Transfer on Death Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateNov 11, 2019
Transfer Doc3512/160
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address10174 E 1700TH AVE, EFFINGHAM, IL 62401-5341
Transaction TypeMortgage
Record UpdatedMay 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address10174 E 1700TH AVE, EFFINGHAM, IL 62401-5341

Mortgage

Document Number3677/92
DateApr 16, 2021
Book Page3677/92
Instrument202121001844
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount on Record
Term350 Months
DueJun 25, 2050

November 2019: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionEFFINGHAM IL
Recording DateNov 13, 2019
Property Address10174 E 1700TH AVE, EFFINGHAM, IL 62401-5341
Document Number3512/160
Book / Page3512 / 160
Instrument DateNov 11, 2019
Instrument201901904673
Transaction TypeTransfer
Record UpdatedAug 5, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10174 E 1700TH AVE, EFFINGHAM, IL 62401-5341
Mail Care OfJAMES A WAKEFIELD

Tax Assessment & Valuation

The 2025 property tax bill for 10174 E 1700th Ave was $5,921 with a homeowner's exemption, up 8.9% from the year before.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionSummit Township
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,921.00 (+8.9%) Homeowner's exemption$118,310 (+9.99%) Land $4,430 Building $113,880$354,930 (+9.99%) Land $13,290 Building $341,640
2024$5,437.00$107,560 Land $4,030 Building $103,530$322,680 Land $12,090 Building $310,590
2022$3,938.00 Homeowner's exemption$90,130 Land $3,380 Building $86,750$270,390 Land $10,140 Building $260,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10174 E 1700th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10174 E 1700th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEJ WATER COOPERATIVE
private · serves 29,720 people · EPA ID IL0790010
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting25
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

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