10174 Creek Rd, Centralia, IL 62801 Property Records

Clinton County property record for 10174 Creek Rd, Centralia, IL 62801

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,019 sqft · built 2008
Lot Size	6.7 acres (291,852 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Jul 2017)
Tax Bill	$7,631 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-09-31-300-010`

Property Details

APN / Parcel Number

Primary APN	`10-09-31-300-010`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,019 sqft Finished Area
1st Floor Area	3,019 sqft
Family Room	Family Room

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Brick
Roof Type	Gable
Lot Area	291,852 sqft (6.7 acres)
Garage Area	1,080 sqft
Shed	1 Shed
Shed Area	121 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Geothermal

Location & Zoning

Street Address	10174 CREEK RD
City	CENTRALIA
State	IL
Zip	62801-7737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	21
Legal Description	SECTION 31 TOWNSHIP 2N RANGE 1W PT SW SW 6.70A
Legal Range	01W
Legal Township	02N
Legal Section	31
Jurisdiction	CLINTON IL
Township / Civil Division	MERIDIAN
Census Block Group	1
Census Block	1143
Census Tract	900401

Owner

Source: Clinton County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10174 CREEK RD, CENTRALIA, IL 62801-7737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2017 · Amount on Record
Deed Sale	Jul 3, 2017 · Amount on Record
Prior Sale	Jul 8, 2013 · Amount on Record
Deed Document Number	20173021
Record Updated	Oct 29, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON IL
Recording Date	Jul 3, 2017
Property Address	10174 CREEK RD, CENTRALIA, IL 62801-7737
Document Number	0000003021
Instrument Date	Jun 30, 2017
Instrument	2017R03021
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1300 JACKSON AVE, 1300, SANDOVAL, IL 62882-2858

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 105, HOFFMAN, IL 62250-0105

Mortgage

Document Number	0000003022
Date	Jul 3, 2017
Instrument	2017R03022

Lender

Name	MIDLAND STATES BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clinton County
County Subdivision	Meridian Township
Unified School District	Carlyle Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,631.00 (+7.95%) Homeowner's exemption	$135,430 (+33.55%) Land $17,940 Building $117,490	$406,290 (+33.55%) Land $53,820 Building $352,470
2024	$7,069.00 (+17.97%)
2022	$5,992.00 (+1.35%)	$101,410 (+4%) Land $15,420 Building $85,990	$304,230 (+4%) Land $46,260 Building $257,970
2021	$5,912.00	$97,510 Land $14,830 Building $82,680	$292,530 Land $44,490 Building $248,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Netwitz Internet Services Fixed Wireless	25 / 5
T-Mobile Fixed Wireless	25 / 3

May also be available: GigFire.

Cell Coverage

5G (outdoors only) and 4G LTE

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