10174 47th St NE, Saint Michael, MN 55376 Property Records

Wright County property record for 10174 47th St NE, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,258 sqft · built 2003
Lot Size	0.229 acres (10,004 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Oct 2022)
Tax Bill	$4,164 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`114-102-001040`

Property Details

APN / Parcel Number

Primary APN	`114-102-001040`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,258 sqft Living Area
1st Floor Area	1,210 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Dome
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,004 sqft (0.229 acres)
Garage Area	724 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	48 sqft
Deck Area	240 sqft
Storage Building	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10174 47TH ST NE
City	SAINT MICHAEL
State	MN
Zip	55376-3072
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-11 TWP-120 RANGE-024 MAPLE RIDGE ESTATES 6TH ADDN LOT-004 BLOCK-001 04 BLOCK-001
Legal Range	024
Legal Township	120
Legal Section	11
Legal Subdivision	MAPLE RIDGE ESTATES
Legal Block	1
Legal Lot Number	4
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	2
Census Block	2004
Census Tract	100803

Owner

10174 47th St NE is owned and occupied by two individuals who bought it in October 2022.

Source: Wright County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10174 47TH ST NE, SAINT MICHAEL, MN 55376-3072
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Warranty Deed, Transfer · Conventional Mortgage WINGS FINANCIAL CU
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2022 · Amount on File
Deed Sale	Oct 14, 2022 · Amount on File
Prior Sale	Aug 28, 2003 · Amount on File
Deed Document Number	20221479560
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Oct 19, 2022
Property Address	10174 47TH ST NE, SAINT MICHAEL, MN 55376-3072
Document Number	00A1519296
Instrument Date	Oct 14, 2022
Instrument	A1519296
Transaction Type	Transfer
Record Updated	Dec 8, 2022
Title Company	LEGACY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,221.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10174 47TH ST NE, SAINT MICHAEL, MN 55376-3072

Mortgage

Document Number	00A1519297
Date	Oct 19, 2022
Instrument	A1519297

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Nov 1, 2032
Change Frequency	Annually
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	1-Year T-Bill
Max Rate	10.1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	10174 47TH ST NE, SAINT MICHAEL, MN 55376-3072
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001471060
Date	May 21, 2021
Instrument	1471060

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Apr 1, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 10174 47th St NE was $4,164.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,164.00	$373,000 (+2.42%) Land $105,000 Building $268,000	$373,000 (+2.42%) Land $105,000 Building $268,000
2025		$364,200 Land $107,000 Building $257,200	$364,200 Land $107,000 Building $257,200
2023	$3,756.00 (+2.9%)	$357,800 Land $105,900 Building $251,900	$357,800 Land $105,900 Building $251,900
2022	$3,650.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10174 47th St NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10174 47th St NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35

May also be available: T-Mobile, Verizon.

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