10172 Figg Shop Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 10172 Figg Shop Rd, Gloucester, VA 23061

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 4,243 sqft · built 1985
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on Record
Tax Bill$3,371 (2026)
Deeds & MortgagesOct 2020 Refinance
Flood ZoneZone X (minimal risk)
APN019A 1 S 63

Property Details

APN / Parcel Number

Primary APN019A 1 S 63
Alternative APN
  • 20946

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area4,243 sqft Living Area
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area217,800 sqft (5 acres)
Garage Area1,440 sqft
Pool Area648 sqft
Deck Area366 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address10172 FIGG SHOP RD
CityGLOUCESTER
StateVA
Zip23061-2862
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSC-1
Legal DescriptionSADDLE RIDGE FARMS
Legal SubdivisionPLAT: PB15 54
JurisdictionGLOUCESTER VA
Township / Civil DivisionPETSWORTH
Census Block Group2
Census Block2008
Census Tract100201

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address10172 FIGG SHOP RD, GLOUCESTER, VA 23061-2862
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER VA
Property Address10172 FIGG SHOP RD, GLOUCESTER, VA 23061-2862
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200005669
DateOct 13, 2020
Instrument200005669
Lender
NameMR COOPER
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyGloucester County
Unified School DistrictGloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,371.00 (+12.37%)$578,290 (+18.35%) Land $77,000 Building $501,290$578,290 (+18.35%) Land $77,000 Building $501,290
2025$3,000.00 (+5.34%)$488,630 (-) Land $77,000 Building $411,630$488,630 (-) Land $77,000 Building $411,630
2024$2,848.00$488,630 (-) Land $77,000 Building $411,630$488,630 (-) Land $77,000 Building $411,630
2023$2,848.00 (-9.93%)$488,630 (+12.02%) Land $77,000 Building $411,630$488,630 (+12.02%) Land $77,000 Building $411,630
2022$3,162.00$436,210 Land $61,600 Building $374,610$436,210 Land $61,600 Building $374,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims19 (1999–2023)
Claims Outside the SFHA1 of 19
Most Recent ClaimSep 2023 · river or lake flooding
Claims by Event
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 5 claims
  • Hurricane Isabel, Sep 2003 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 58% of Virginia
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Figg Shop Rd

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