10170 Ranchero Rd, Oak Hills (Hesperia), CA 92344 Property Records

San Bernardino County property record for 10170 Ranchero Rd, Oak Hills, CA 92344

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,006 sqft · built 1990
Lot Size	1.97 acres (86,248 sqft)
Owner	Trust Name on File
Last Sale	$446,000 (Oct 2015)
Tax Bill	$6,265 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2024 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`3039-211-23-0000`

Property Details

APN / Parcel Number

Primary APN	`3039-211-23-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,006 sqft Living Area
Gross Area	4,972 sqft
1st Floor Area	2,428 sqft
2nd Floor Area	1,578 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	86,248 sqft
Garage Type	Attached
Garage Area	966 sqft
Parking Spaces	4 Parking Spaces
Porch	Patio/Porch
Porch Area	1,072 sqft
Patio Area	1,072 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	10170 RANCHERO RD
City	OAK HILLS
State	CA
Zip	92344-0631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OHRL
Legal Description	PARCEL MAP 11417 PARCEL 4
Legal Subdivision	PARCEL MAP 11417
Legal Block	1
Legal Lot Number	4
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	1
Census Block	1108
Census Tract	10034

Owner

10170 Ranchero Rd is owner-occupied and held in a trust since August 2021.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	6562 CALIENTE RD, 101, OAK HILLS, CA 92344-0745
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 25, 2024	Deed of Trust, Mortgage · Unknown GLENDALE FCU
Sep 16, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2015 · Amount on File
Deed Sale	Oct 9, 2015 · Amount on File
Prior Sale	Sep 29, 2014 · Amount on File
Deed Document Number	2015442731
Last Transfer Date	Aug 4, 2021
Transfer Doc	0000422802
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10170 RANCHERO RD, OAK HILLS, CA 92344-0631
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6562 CALIENTE RD, OAK HILLS, CA 92344-0735

Mortgage

Document Number	0000382604
Date	Aug 25, 2021
Instrument	2021-0382604

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10170 RANCHERO RD, OAK HILLS, CA 92344-0631
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIDELITY NATIONAL TITLE COMPANY LONG B, FIDELITY NATL TTL CO LONG BE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10170 RANCHERO RD, OAK HILLS, CA 92344-0631

Mortgage

Document Number	0000228831
Date	Sep 25, 2024
Instrument	2024-0228831

Lender

Name	GLENDALE FCU
Type	Credit Union
Address	GLENDALE, CA 91206

Agreement

Type	Unknown
Amount	Amount on Record
Term	180 Months
Due	Sep 19, 2039

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 16, 2021
Property Address	10170 RANCHERO RD, OAK HILLS, CA 92344-0631
Document Number	0000422802
Map Reference	MB 138 PG 66&67
Instrument Date	Aug 4, 2021
Instrument	2021-0422802
Transaction Type	Transfer
Record Updated	Feb 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6562 CALIENTE RD STE 101, 101, OAK HILLS, CA 92344-0745

Tax Assessment & Valuation

The 2025 property tax bill for 10170 Ranchero Rd was $6,265 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Snowline Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$538,533 (+2%) Land $107,706 Building $430,827
2025	$6,265.00 Homeowner's exemption	$527,973 Land $105,594 Building $422,379
2023	$5,787.00 (+2.41%) Homeowner's exemption	$507,471 Land $101,494 Building $405,977
2022	$5,651.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10170 Ranchero Rd in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10170 Ranchero Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 65% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SBDNO COUNTY SERVICE AREA 70J serves 12,895 people · EPA ID CA3610125
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Race Communications Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

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