10170 Creekside Dr, Placida, FL 33946 Property Records

Charlotte County property record for 10170 Creekside Dr, Placida, FL 33946

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,298 sqft · built 2007
Lot Size	0.83 acres (36,131 sqft)
Owner	Individual Name on Record
Last Sale	$1,100,000 (Feb 2026)
Tax Bill	$14,908 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`422002181003`

Property Details

APN / Parcel Number

Primary APN	`422002181003`
Alternative APNs	`00784924001002` `10004715726`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	2,298 sqft Living Area
Gross Area	5,553 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	36,131 sqft (0.83 acres)
Lot Dimensions	166 ft deep x 103 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	1,904 sqft
Driveway	Driveway
Driveway Area	2,938 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Area	28 sqft
Porch	Slab
Porch Area	560 sqft
Patio Area	788 sqft
Loading Dock	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00784924001002
Street Address	10170 CREEKSIDE DR
City	PLACIDA
State	FL
Zip	33946-2338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	CORAL COVE LT 10 2152/1971 RES2685/171 2685/161 3659/574 4130/1820 4845/468 CCV 000 0000 0011 CORAL COVE LT 11 2128/188 RES2710/185 3483/1872 4264/1057 4845/468
Legal Range	20E
Legal Township	42S
Legal Section	02
Legal Subdivision	CORAL COVE
Legal Tract	CCV
Legal Lot Number	10
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	1
Census Block	1042
Census Tract	30504

Owner

Source: Charlotte County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3528 COMO ST, PORT CHARLOTTE, FL 33948-1740
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Sep 21, 2021	Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Apr 5, 2019	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/S FL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2026 · Amount on Record
Deed Sale	Feb 10, 2026 · Amount on Record
Prior Sale	Sep 21, 2021 · Amount on Record
Deed Document Number	20263612456
Prior Transfer Date	May 10, 2012
Prior Transfer Doc	0036590574
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 10, 2026
Property Address	10170 CREEKSIDE DR, PLACIDA, FL 33946-2338
Document Number	0003612456
Map Reference	MB 4845 PG 468
Instrument Date	Jan 30, 2026
Instrument	3612456
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	CERTIFIED TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5348 ROYAL POINCIANA WAY, NORTH PORT, FL 34291-8018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3528 COMO ST, PORT CHARLOTTE, FL 33948-1740

Mortgage

Document Number	0003612457
Date	Feb 10, 2026
Instrument	3612457

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 21, 2021
Property Address	10170 CREEKSIDE DR, PLACIDA, FL 33946-2338
Document Number	0048450468
Book / Page	4845 / 468
Map Reference	MB 18 PG 27A-27E
Instrument Date	Sep 21, 2021
Instrument	3000355
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	SUNCOAST ONE TTL & CLOSINGS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12000 SAHARA CIR, 12000, ROGERS, MN 55374-4765

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10170 CREEKSIDE DR, PLACIDA, FL 33946-2338
Investor	Possibly a Property Investor

Mortgage

Document Number	4845470
Date	Sep 21, 2021
Instrument	4845/470

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Mortgage

Document Number	0048450483
Date	Sep 21, 2021
Book Page	4845/483
Instrument	3000357

Lender

Name	GEORGIAS OWN CU
Type	Credit Union
Address	ATLANTA, GA 30348

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	10170 CREEKSIDE DR, PLACIDA, FL 33946-2338
Document Number	0044330263
Instrument Date	Apr 5, 2019
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10170 CREEKSIDE DR PLACIDA FL 339462338, PLACIDA, FL 33946-2338

Mortgage

Document Number	0044330263
Date	May 1, 2019
Book Page	004433/000263
Instrument	2705508

Lender

Name	FIFTH THIRD BK/S FL
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of March 4, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,908.00 (-2.09%) Homeowner's exemption	$1,015,601 (+5.99%)	$1,113,181 (+5.21%) Land $501,500 Building $611,681
2024	$15,227.00 (-0.55%)
2023	$15,311.00 (+2.84%) Homeowner's exemption	$958,232 (+3%)	$1,058,084 (+13.73%) Land $520,000 Building $538,084
2022	$14,888.00 Homeowner's exemption	$930,322 Land $374,000 Building $556,322	$930,322 Land $374,000 Building $556,322

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 476 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	625 units insured incl. 149 condo units
Nearby Flood Claims	62 (2022–2024)
Claims Outside the SFHA	4 of 62
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 19 claims Hurricane Ian, Sep 2022 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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