1017 Windward Psge, Saint Charles, MO 63303 Property Records

St. Charles County property record for 1017 Windward Psge, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,940 sqft · built 2007
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$480,000 (Mar 2019)
Tax Bill	$6,580 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T070800595`

Property Details

APN / Parcel Number

Primary APN	`T070800595`
Alternative APN	`3-0162-A210-00-040A.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,940 sqft Living Area
1st Floor Area	2,356 sqft
Basement Area	2,356 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Architectural Style	Other
Exterior Material	Brick/Stone
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	50 sqft
Patio Area	289 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T070800595
Old Parcel Number	T070800595
Street Address	1017 WINDWARD PSGE
City	SAINT CHARLES
State	MO
Zip	63303-4807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TALBRIDGE VLGS A-C LOT 40A
Legal Range	03E
Legal Township	46N
Legal Subdivision	TALBRIDGE VLGS A-C
Legal Lot Number	40A
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	3
Census Block	3008
Census Tract	311004

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1017 WINDWARD PSGE, SAINT CHARLES, MO 63303-4807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Mar 3, 2020	Deed of Trust, Mortgage PADUCAH BK&TR
Mar 21, 2019	Warranty Deed, Transfer · Conventional Mortgage SIRVA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2019 · Amount on Record
Deed Sale	Mar 21, 2019 · Amount on Record
Prior Sale	Jul 16, 2012 · Amount on Record
Deed Document Number	0007049122
Deed Book / Page	7049 / 122
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1017 WINDWARD PSGE, SAINT CHARLES, MO 63303-4807
Transaction Type	Mortgage
Record Updated	Dec 3, 2021
Title Company	RADIAN LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1017 WINDWARD PSGE, SAINT CHARLES, MO 63303-4807

Mortgage

Document Number	2021R094771
Date	Nov 18, 2021
Instrument	2021R-094771

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Oct 1, 2031

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1017 WINDWARD PSGE, SAINT CHARLES, MO 63303-4807
Document Number	0072450433
Instrument Date	Mar 3, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1017 WINDWARD PSGE ST CHARLES MO 633034807, ST CHARLES, MO 63303-4807

Mortgage

Document Number	0072450433
Date	Mar 9, 2020
Book Page	007245/000433
Instrument	145150

Lender

Name	PADUCAH BK&TR
Type	Bank
Address	PADUCAH, KY 42001

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 8, 2035

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 21, 2019
Property Address	1017 WINDWARD PSGE, SAINT CHARLES, MO 63303-4807
Document Number	0070490122
Book / Page	7049 / 0122
Map Reference	MB 44 PG 26
Instrument Date	Mar 20, 2019
Instrument	20190321000124520
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	SECOLINK SETTLEMENT SVCS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1017 WINDWARD PSGE, 1017, SAINT CHARLES, MO 63303-4807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1017 WINDWARD PSGE, SAINT CHARLES, MO 63303-4807

Mortgage

Document Number	20190321000124530
Date	Mar 21, 2019
Instrument	20190321000124530

Lender

Name	SIRVA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2034

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,580.00	$114,670 (+3.52%)	$603,528 (+3.52%) Land $90,000 Building $513,528
2023		$110,767
2022			$582,986 Land $65,000 Building $517,986

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	49 (1979–1995)
Claims Outside the SFHA	4 of 49
Most Recent Claim	Jun 1995 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Hail, Flooding, Jun 1995 · 2 claims Severe Storms & Flooding, Sep 1993 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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