St. Johns County property record for 1017 Torry Ct, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,596 sqft · built 2012 |
| Lot Size | 0.26 acres (11,325 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $600,000 (Jun 2026) |
| Tax Bill | $7,001 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009681-2420 |
| Primary APN | 009681-2420 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,596 sqft Living Area |
| Gross Area | 3,296 sqft |
| 1st Floor Area | 1,554 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,325 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 408 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 265 sqft |
| Patio Area | 459 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1017 TORRY CT |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-5923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 60/35-45 ABERDEEN OF ST JOHNS UNIT 2 LOT 242 OR4091/1432 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 04 |
| Legal Subdivision | ABERDEEN OF ST. JOHNS UNIT 2 |
| Legal Block | 1 |
| Legal Lot Number | 242 |
| Legal Unit | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 20809 |
Source: St. Johns County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1017 TORRY CT, SAINT JOHNS, FL 32259-5923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jun 24, 2026 | Warranty Deed, Transfer · VA Mortgage NBKC BANK |
| Oct 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Nov 1, 2017 | Loan Modification, Mortgage · Conventional with PMI VYSTAR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2026 · Amount on Record |
| Deed Sale | Jun 24, 2026 · Amount on Record |
| Prior Sale | Sep 30, 2015 · Amount on Record |
| Deed Document Number | 202654159 |
| Deed Book / Page | 6389 / 944 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 24, 2026 |
| Property Address | 1017 TORRY CT, SAINT JOHNS, FL 32259-5923 |
| Document Number | 0000054159 |
| Book / Page | 6389 / 944 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 202654159 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | CLOSING TABLE, CLOSING BEAR |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $424,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1017 TORRY CT, SAINT JOHNS, FL 32259-5923 |
| Document Number | 0000054160, |
|---|---|
| Date | Jun 24, 2026 |
| Instrument | 202654160 |
| Name | NBKC BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1017 TORRY CT, SAINT JOHNS, FL 32259-5923 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1017 TORRY CT, SAINT JOHNS, FL 32259-5923 |
| Document Number | 0050710494 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 5071/494 |
| Instrument | 2020091007 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1017 TORRY CT, SAINT JOHNS, FL 32259-5923 |
| Document Number | 0044720728 |
| Book / Page | 004472 / 000728 |
| Instrument Date | Nov 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1017 TORRY CT ST JOHNS FL 322595923, ST JOHNS, FL 32259-5923 |
| Document Number | 0044720728 |
|---|---|
| Date | Dec 6, 2017 |
| Book Page | 004472/000728 |
| Instrument | 82342 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 5, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $338,679 (+2.7%) | $488,296 (-4.26%) Land $115,000 Building $373,296 | |
| 2025 | $7,001.00 (+10.55%) Homeowner's exemption | $329,775 (+2.9%) | $510,045 (+3.08%) Land $115,000 Building $395,045 |
| 2024 | $6,333.00 (+1.18%) Homeowner's exemption | $320,481 (+3%) | $494,788 (-1.74%) Land $120,000 Building $374,788 |
| 2023 | $6,259.00 (+2.52%) Homeowner's exemption | $311,147 (+3%) | $503,547 (+19.41%) Land $110,000 Building $393,547 |
| 2022 | $6,105.00 Homeowner's exemption | $302,084 | $421,713 Land $89,600 Building $332,113 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 55 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 55 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures