Durham County property record for 1017 Thoughtful Spot Ln, Durham, NC 27703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,992 sqft · built 2015 |
| Lot Size | 0.119 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $416,500 (Sep 2023) |
| Tax Bill | $4,267 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Sep 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0840-86-1017 |
| Primary APN | 0840-86-1017 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,992 sqft Heated Area |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Conventional |
| Lot Area | 5,227 sqft (0.119 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 1017 THOUGHTFUL SPOT LN |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27703-9880 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDR 6.038 |
| Legal Description | HANOVER POINTE/AREA A/LT# 096 PL:000193-000108 |
| Legal Subdivision | HANOVER POINTE |
| Legal Lot Number | 96 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | OAK GROVE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 1808 |
Source: Durham County records · APN 0840-86-1017
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 807 FOLSOM CIR, MILPITAS, CA 95035-3543 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 06, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED NATIONS FCU |
| Dec 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 10, 2019 | Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Mar 06, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 27, 2023 · Amount on Record |
| Deed Sale | Sep 27, 2023 · Amount on Record |
| Prior Sale | Oct 10, 2019 · Amount on Record |
| Deed Document Number | 0009991221 |
| Deed Book / Page | 9991 / 221 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 1017 THOUGHTFUL SPOT LN, DURHAM, NC 27703-9880 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | TITLE FAX, TITLE X |
| Name | Verified Name |
|---|---|
| Address | 807 FOLSOM CIR, MILPITAS, CA 95035-3543 |
| Document Number | 0104940497 |
|---|---|
| Date | Mar 06, 2026 |
| Book Page | 10494/497 |
| Instrument | 2026166010 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Sep 27, 2023 |
| Property Address | 1017 THOUGHTFUL SPOT LN, DURHAM, NC 27703-9880 |
| Document Number | 0099910221 |
| Book / Page | 9991 / 221 |
| Map Reference | MB 193 PG 106-109 |
| Instrument Date | Sep 19, 2023 |
| Instrument | 2023075287 |
| Transaction Type | Transfer |
| Record Updated | Oct 06, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $833.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 807 FOLSOM CIR, MILPITAS, CA 95035-3543 |
| Document Number | 2023075288 |
|---|---|
| Date | Sep 27, 2023 |
| Instrument | 2023075288 |
| Name | UNITED NATIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.62% |
| Type Change Date | Oct 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 5.62% |
| Max Rate At Change | 9.62% |
| Index | 1-Year T-Bill |
| Max Rate | 13.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 1017 THOUGHTFUL SPOT LN, DURHAM, NC 27703-9880 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0091750766 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 9175/766 |
| Instrument | 2020056632 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Oct 10, 2019 |
| Property Address | 1017 THOUGHTFUL SPOT LN, DURHAM, NC 27703-9880 |
| Document Number | 0087730682 |
| Book / Page | 8773 / 682 |
| Map Reference | MB 193 PG 106-109 |
| Instrument Date | Sep 23, 2019 |
| Instrument | 2019037375 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $690.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1302 W WELLWATER AVE, DURHAM, NC 27703-6550 |
| Document Number | 2019037376 |
|---|---|
| Date | Oct 10, 2019 |
| Instrument | 2019037376 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 1017 THOUGHTFUL SPOT LN, DURHAM, NC 27703-9880 |
| Document Number | 0083810609 |
| Instrument Date | Mar 06, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1017 THOUGHTFUL SPOT LN DURHAM NC 277039880, DURHAM, NC 27703-9880 |
| Document Number | 0083810609 |
|---|---|
| Date | Mar 14, 2018 |
| Book Page | 008381/000609 |
| Instrument | 8226 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 13, 2033 |
Source: Durham County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,267.00 (+33.26%) | $430,543 (+76.08%) Land $78,400 Building $352,143 | $430,543 (+76.08%) Land $78,400 Building $352,143 |
| 2023 | $3,202.00 (+2.33%) | $244,515 Land $50,220 Building $194,295 | $244,515 Land $50,220 Building $194,295 |
| 2022 | $3,129.00 |
Source: FEMA National Flood Hazard Layer as of June 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2016) |
| Most Recent Claim | Jul 2016 · rainfall accumulation |
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
Based on FCC filings for 260 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF DURHAM serves 333,490 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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