Washington County property record for 1017 Summit Ln, Chipley, FL 32428 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,855 sqft Heated Area |
| Lot Size | 174,240 sqft (4 acres) |
| Garage | Finished, 465 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,299.00 (2025) |
| Primary APN | 000023380012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,855 sqft Heated Area |
| Gross Area | 3,833 sqft Gross Area |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 174,240 sqft (4 acres) |
| Garage Type | Finished Garage |
| Garage Area | 465 sqft Garage |
| Patio Area | 364 sqft Patio |
| Porch | Open Porch |
| Porch Area | 149 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | 000023380012 |
|---|---|
| Street Address | 1017 SUMMIT LN |
| City | CHIPLEY |
| State | FL |
| Zip | 32428-6913 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 17 4 13 4 ORB 250 P 996 BEG. 20' E, 1000' N. OF SEC OF NE1/4 OF NW1/4, RUN N. 311', E. 420',S.139.9', E.281', S.171.1', W. |
| Legal Range | 13W |
| Legal Township | 04N |
| Legal Section | 17 |
| Legal Block | 2338 |
| Legal Lot Number | 0012 |
| Jurisdiction | WASHINGTON FL |
| Minor Civil Division | CHIPLEY |
| Census Blockgroup | 3 |
| Census Block | 3039 |
| Census Tract | 970103 |
Source: Washington County records · APN 000023380012
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1017 SUMMIT LN, CHIPLEY, FL 32428-6913 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 26, 2024 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| May 08, 2020 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 1017 SUMMIT LN, CHIPLEY, FL 32428-6913 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1017 SUMMIT LN, CHIPLEY, FL 32428-6913 |
| Document Number | 0067000599 |
|---|---|
| Date | Jan 26, 2024 |
| Book Page | 1294/359 |
| Instrument | 202467000599 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 1017 SUMMIT LN, CHIPLEY, FL 32428-6913 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0067003159 |
|---|---|
| Date | May 08, 2020 |
| Book Page | 1175/863 |
| Instrument | 202067003159 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 83 Months |
| Due | Apr 21, 2027 |
Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,299.00 (+6.58%) Homeowner's exemption | $206,836 (+2.9%) | $366,351 (+1.34%) Land $68,000 Building $298,351 |
| 2024 | $2,157.00 (+2.28%) Homeowner's exemption | $201,007 (+3%) | $361,505 (+9.92%) Land $68,000 Building $293,505 |
| 2023 | $2,109.00 (+2.98%) Homeowner's exemption | $195,152 (+3%) | $328,883 (+11.85%) Land $60,000 Building $268,883 |
| 2022 | $2,048.00 Homeowner's exemption | $189,468 | $294,043 Land $48,000 Building $246,043 |
1017 Summit Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Washington County (12133C), updated July 4, 2011
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 43rd percentile of exposed land nationally · 14th in Florida |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,613 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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