1017 San Rafael St, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 1017 San Rafael St, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,134 sqft · built 1979
Lot Size	0.41 acres (17,859 sqft)
Owner	2 Individual Names on Record
Last Sale	$427,500 (Aug 2020)
Tax Bill	$6,664 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`161160-0190`

Property Details

APN / Parcel Number

Primary APN	`161160-0190`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,134 sqft Living Area
Gross Area	2,997 sqft
1st Floor Area	1,346 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2001
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,859 sqft (0.41 acres)
Lot Dimensions	195 ft deep x 93 ft wide
Garage Type	Attached
Garage Area	590 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	291 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1017 SAN RAFAEL ST
City	SAINT AUGUSTINE
State	FL
Zip	32080-5348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	13/52-53 EL GRANADA ADDN SUB LOT 19 OR5028/35
Legal Range	30E
Legal Township	07S
Legal Section	28
Legal Subdivision	EL GRANADA SUBDIVISION ADDITION
Legal Block	3
Legal Lot Number	19
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3036
Census Tract	20500

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1017 SAN RAFAEL ST, SAINT AUGUSTINE, FL 32080-5348
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2020 · Amount on Record
Deed Sale	Aug 28, 2020 · Amount on Record
Deed Document Number	202072639
Deed Book / Page	5028 / 35
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 28, 2020
Property Address	1017 SAN RAFAEL ST, SAINT AUGUSTINE, FL 32080-5348
Document Number	0050280035
Book / Page	5028 / 35
Map Reference	MB 13 PG 52&53
Instrument Date	Aug 27, 2020
Instrument	2020072639
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	ACTION TTL SVCS OF ST JOHNS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,992.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1017 SAN RAFAEL ST, SAINT AUGUSTINE, FL 32080-5348

Mortgage

Document Number	0000502837
Date	Aug 28, 2020
Instrument	5028/37

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$520,546 (+2.7%)	$569,885 (+3.05%) Land $200,000 Building $369,885
2025	$6,664.00 (+8.08%) Homeowner's exemption	$506,861 (-0.37%)	$552,997 (-1.1%) Land $200,000 Building $352,997
2024	$6,166.00 (+1.92%) Homeowner's exemption	$508,733 (+3%)	$559,164 (-0.77%) Land $200,000 Building $359,164
2023	$6,050.00 (+5.66%) Homeowner's exemption	$493,916 (+6.67%)	$563,492 (+21.69%) Land $200,000 Building $363,492
2022	$5,726.00	$463,039	$463,039 Land $156,800 Building $306,239

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 469 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	494 units insured incl. 25 condo units
Nearby Flood Claims	847 (1984–2025)
Claims Outside the SFHA	6 of 847
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 81 claims Hurricane Irma, Sep 2017 · 195 claims Hurricane Matthew, Oct 2016 · 323 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20