1017 S Bowen St, Jackson, MI 49203 Property Records

Jackson County property record for 1017 S Bowen St, Jackson, MI 49203

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,060 sqft · built 1940
Lot Size	0.148 acres (6,447 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Dec 2019)
Tax Bill	$2,673 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3-1380.1000`

Property Details

APN / Parcel Number

Primary APN	`3-1380.1000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,060 sqft Living Area
1st Floor Area	848 sqft
Basement Area	848 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Bungalow
Lot Area	6,447 sqft (0.148 acres)
Lot Dimensions	132 ft deep x 49 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1017 S BOWEN ST
City	JACKSON
State	MI
Zip	49203-2869
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	S 1/2 OF LOT 86 & N 27 FT OF LOT 87 WEST PARK SUB DIV
Legal Subdivision	WEST PARK SUB
Legal Lot Number	86-87
Legal Unit	86,87
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	4
Census Block	4002
Census Tract	800

Owner

1017 S Bowen St is owned and occupied by an individual who bought it in December 2019.

Source: Jackson County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1017 S BOWEN ST, JACKSON, MI 49203-2869
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
May 20, 2024	Deed of Trust, Mortgage · Line of Credit COUNTY NATIONAL BANK
Jul 3, 2024	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Dec 20, 2019	Deed of Trust, Mortgage · Conventional with PMI COUNTY NAT'L BK
Dec 31, 2019	Warranty Deed, Transfer · Conventional Mortgage COUNTY NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2019 · Amount on File
Deed Sale	Dec 31, 2019 · Amount on File
Prior Sale	Jul 20, 2000 · Amount on File
Deed Document Number	20192839517
Deed Book / Page	2154 / 128
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	1017 S BOWEN ST, JACKSON, MI 49203-2869
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002879999
Date	Apr 12, 2021
Book Page	2185/309
Instrument	2879999

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	1017 S BOWEN ST, JACKSON, MI 49203-2869
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1017 S BOWEN ST, JACKSON, MI 49203-2869

Mortgage

Document Number	0002959795
Date	May 20, 2024
Book Page	2246/802
Instrument	2959795

Lender

Name	COUNTY NATIONAL BANK
Address	HILLSDALE, MI 49242

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 10, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Jul 3, 2024
Property Address	1017 S BOWEN ST, JACKSON, MI 49203-2869
Document Number	0002962399
Book / Page	2248 / 806
Map Reference	LB 9 PG 7
Instrument Date	Jun 18, 2024
Instrument	2962399
Transaction Type	Transfer
Record Updated	May 5, 2026
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1017 S BOWEN ST, JACKSON, MI 49203-2869

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1017 S BOWEN ST, JACKSON, MI 49203-2869

Mortgage

Document Number	0002962400
Date	Jul 3, 2024
Instrument	2962400

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Type Change Date	Jul 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12.3%
Index	SOFR Average 30-Day
Margin	3
Max Rate	12.3%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	1017 S BOWEN ST, JACKSON, MI 49203-2869
Document Number	0002839018
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3735 W PRIMILIA LN JACKSON MI 492017300, JACKSON, MI 49201-7300

Mortgage

Document Number	0002839018
Date	Dec 23, 2019
Book Page	002153/000929
Instrument	2839018

Lender

Name	COUNTY NAT'L BK
Type	Bank
Address	HILLSDALE, MI 49242

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 22, 2049

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Dec 31, 2019
Property Address	1017 S BOWEN ST, JACKSON, MI 49203-2869
Document Number	0002839517
Book / Page	2154 / 0128
Map Reference	LB 9 PG 7
Instrument Date	Dec 19, 2019
Instrument	2839517
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,118.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1017 S BOWEN ST, 1017, JACKSON, MI 49203-2869

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3735 W PRIMILIA LN, JACKSON, MI 49201-7300

Mortgage

Document Number	0021530929
Date	Dec 31, 2019
Instrument	2153-0929

Lender

Name	COUNTY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1017 S Bowen St was $2,673 with a homeowner's exemption, down 5.4% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,300 (+11.57%)	$146,600 (+11.57%)
2025	$2,673.00 (-5.38%)	$65,700	$131,400
2024	$2,825.00
2023		$58,400	$116,800
2022	$2,589.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1017 S Bowen St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2020–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1017 S Bowen St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Mercury Fiber.

Nearby Properties on S Bowen St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures