Duval County property record for 1017 Ruth Ave, Jacksonville Beach, FL 32250
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,634 sqft · built 2019 |
| Lot Size | 0.135 acres (5,879 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $600,000 (Nov 2019) |
| Tax Bill | $9,507 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 179881-0020 |
| Primary APN | 179881-0020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,634 sqft Living Area |
| Gross Area | 3,433 sqft |
| 1st Floor Area | 1,266 sqft |
| Upper Floors Area | 1,368 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,879 sqft (0.135 acres) |
| Lot Dimensions | 115 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 358 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1017 RUTH AVE |
|---|---|
| City | JACKSONVILLE BEACH |
| State | FL |
| Zip | 32250-3123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | JRS-2 |
| Legal Description | 10-19 04-3S-29E .132 WILLIAMS COASTAL BOULEVARD HEIGHTS LOTS 8,9 BLK 5 |
| Legal Range | 29E |
| Legal Township | 03S |
| Legal Section | 04 |
| Legal Subdivision | WILLIAMS COASTAL BV HEIGH |
| Legal Block | 5 |
| Legal Lot Number | 8,9 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 14204 |
1017 Ruth Ave is owned and occupied by two individuals who bought it in November 2019.
Source: Duval County records, as of September 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1017 RUTH AVE, JACKSONVILLE BEACH, FL 32250-3123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 6, 2022 | Deed of Trust, Mortgage · Line of Credit FREEDOM BANK |
| Mar 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM BANK |
| Mar 17, 2021 | Deed of Trust, Mortgage · Line of Credit FREEDOM BANK |
| Sep 20, 2018 | Deed of Trust, Mortgage · Commercial Mortgage DOMINION FINANCIAL SERVICES LLC |
| Nov 7, 2019 | Warranty Deed, Transfer TIAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2019 · Amount on File |
| Deed Sale | Nov 7, 2019 · Amount on File |
| Deed Document Number | 2019258395 |
| Deed Book / Page | 18997 / 584 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 1017 RUTH AVE, JACKSONVILLE BEACH, FL 32250-3123 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1017 RUTH AVE, JACKSONVILLE, FL 32250-3123 |
| Document Number | 0203110521 |
|---|---|
| Date | Jun 6, 2022 |
| Book Page | 20311/521 |
| Instrument | 2022151056 |
| Name | FREEDOM BANK |
|---|---|
| Type | Bank |
| Address | DALE, IN 47523 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 5, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 1017 RUTH AVE, JACKSONVILLE BEACH, FL 32250-3123 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1017 RUTH AVE, JACKSONVILLE BEACH, FL 32250-3123 |
| Document Number | 0196340114 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 19634/114 |
| Instrument | 2021068642 |
| Name | FREEDOM BANK |
|---|---|
| Type | Bank |
| Address | DALE, IN 47523 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 1017 RUTH AVE, JACKSONVILLE BEACH, FL 32250-3123 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1017 RUTH AVE, JACKSONVILLE BEACH, FL 32250-3123 |
| Document Number | 0196340130 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 19634/130 |
| Instrument | 2021068643 |
| Name | FREEDOM BANK |
|---|---|
| Type | Bank |
| Address | DALE, IN 47523 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 1017 RUTH AVE, JACKSONVILLE BEACH, FL 32250-3123 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0185350165 |
|---|---|
| Date | Sep 20, 2018 |
| Book Page | 18535/0165 |
| Instrument | 2018223905 |
| Name | DOMINION FINANCIAL SERVICES LLC |
|---|---|
| Type | Lending Institution |
| Address | BALTIMORE, MD 21202 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Sep 13, 2019 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Nov 7, 2019 |
| Property Address | 1017 RUTH AVE, JACKSONVILLE BEACH, FL 32250-3123 |
| Document Number | 0189970584 |
| Book / Page | 018997 / 000584 |
| Instrument Date | Nov 5, 2019 |
| Instrument | 258395 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,200.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1017 RUTH AVE JACKSONVILLE BEACH FL 322503123, JACKSONVILLE BEACH, FL 32250-3123 |
| Document Number | 189970586 |
|---|---|
| Date | Nov 7, 2019 |
| Book Page | 018997/000586 |
| Instrument | 258396 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 6, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
The 2025 property tax bill for 1017 Ruth Ave was $9,507 with a homeowner's exemption, up 2.4% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville Beach City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $572,368 (+2.7%) | $1,018,672 (+27.55%) Land $320,000 Building $698,672 | |
| 2025 | $9,507.00 (+2.37%) Homeowner's exemption | $557,321 | $798,622 Land $320,000 Building $478,622 |
| 2024 | $9,287.00 (+3.38%) | ||
| 2023 | $8,983.00 (+8.86%) Homeowner's exemption | $522,825 (+3%) | $727,041 (+4.06%) Land $270,000 Building $457,041 |
| 2022 | $8,252.00 Homeowner's exemption | $507,598 | $698,654 Land $225,000 Building $473,654 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1017 Ruth Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 162 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 162 in force |
| Nearby Flood Claims | 2 (2005–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1017 Ruth Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSONVILLE BEACH WTP serves 23,352 people · EPA ID FL2160563 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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