1017 River Dr SW, Ruskin, FL 33570 Property Records

Hillsborough County property record for 1017 River Dr SW, Ruskin, FL 33570

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,920 sqft · built 1993
Lot Size0.593 acres (25,809 sqft)
Owner2 Individual Names on Record
Last Sale$335,000 (Sep 2015)
Tax Bill$5,069 (2025)
Deeds & MortgagesNov 2021 Mortgage
Sep 2020 Mortgage
Flood ZoneZone AE (high risk)
APN032307-0000

Property Details

APN / Parcel Number

Primary APN032307-0000
Alternative APN
  • U073219193000002000280

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,920 sqft Living Area
Gross Area5,612 sqft
1st Floor Area1,920 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2009
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area25,809 sqft (0.593 acres)
Lot Dimensions183 ft deep x 115 ft wide
View / LotRiver
Garage TypeAttached
Garage Area390 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area392 sqft
PorchOpen Porch
Porch Area512 sqft
Deck AreaDeck Area
Patio Area1,168 sqft
Shed1 Shed
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0323070000
Street Address1017 RIVER DR SW
CityRUSKIN
StateFL
Zip33570-4113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSC-6
Legal DescriptionLILLIE ESTATES UNIT A LOTS 28 AND 29 BLOCK 2
Legal Range19E
Legal Township32S
Legal Section07
Legal SubdivisionLILLIE ESTATES UNIT A
Legal Tract193
Legal Block2
Legal Lot Number28
Legal UnitA
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group3
Census Block3020
Census Tract14108

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1017 RIVER DR SW, RUSKIN, FL 33570-4113
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Sep 1, 2020Deed of Trust, Mortgage · Conventional with PMI
MR COOPER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2015 · Amount on Record
Deed SaleSep 28, 2015 · Amount on Record
Deed Document Number2015374624
Deed Book / Page23570 / 198
Prior Transfer DateMar 15, 2004
Prior Transfer Doc0000132572
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address1017 RIVER DR SW, RUSKIN, FL 33570-4113
Transaction TypeMortgage
Record UpdatedNov 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1017 RIVER DR SW, RUSKIN, FL 33570-4113

Mortgage

Document Number2021575614
DateNov 12, 2021
Instrument2021575614
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2036

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address1017 RIVER DR SW, RUSKIN, FL 33570-4113
Document Number0000382926
Instrument DateSep 1, 2020
Transaction TypeMortgage
Record UpdatedOct 13, 2020
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1017 RIVER DR SW RUSKIN FL 335704113, RUSKIN, FL 33570-4113

Mortgage

Document Number0000382926
DateSep 18, 2020
Instrument382926
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 17, 2050

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$294,576 (+2.7%)$498,225 (-5.18%) Land $123,639 Building $374,586
2025$5,069.00 (+12.77%) Homeowner's exemption$286,832 (+5.99%)$525,449 (+5.52%) Land $123,639 Building $401,810
2023$4,495.00 (+4.66%) Homeowner's exemption$270,629 (+3%)$497,983 (+11.99%) Land $111,275 Building $386,708
2022$4,295.00 Homeowner's exemption$262,747$444,667 Land $98,912 Building $345,755

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 145 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies145 in force
Nearby Flood Claims113 (1982–2024)
Claims Outside the SFHA4 of 113
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 60 claims
  • Tropical Storm Josephine, Oct 1996 · 11 claims
  • Hurricane Elena, Sep 1985 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIVERSIDE MHP
private · serves 40 people · EPA ID FL6291521
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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