1017 Pamela Dr, Kinston, NC 28504 Property Records

Lenoir County property record for 1017 Pamela Dr, Kinston, NC 28504

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,515 sqft · built 1994
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (May 2024)
Tax Bill	$3,224 (2026)
Deeds & Mortgages	Jun 2026 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`451616845623`

Property Details

APN / Parcel Number

Primary APN	`451616845623`
Alternative APN	`8221`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,515 sqft Finished Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	119 ft deep x 102 ft wide
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	1017 PAMELA DR
City	KINSTON
State	NC
Zip	28504-1405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA8
Legal Description	1017 PAMELA DR 26 L/149900 2/15
Legal Subdivision	WAITS WOODS N SEC 2
Jurisdiction	LENOIR NC
Township / Civil Division	KINSTON
Census Block Group	3
Census Block	3003
Census Tract	10800

Owner

1017 Pamela Dr is owned and occupied by an individual who bought it in May 2024.

Source: Lenoir County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	1017 PAMELA DR, KINSTON, NC 28504-1405
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · VA Mortgage NEXGEN LENDING
May 17, 2017	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2024 · Amount on File
Deed Sale	May 30, 2024 · Amount on File
Prior Sale	May 17, 2017 · Amount on File
Deed Book / Page	2021 / 851
Prior Transfer Date	Oct 16, 2011
Prior Transfer Doc	0016720035
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENOIR NC
Recording Date	Jun 2, 2026
Property Address	1017 PAMELA DR, KINSTON, NC 28504-1405
Document Number	2092000087
Book / Page	2092 / 87
Instrument Date	May 23, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1017 PAMELA DR, KINSTON, NC 28504-1405

Mortgage

Document Number	2092000087,
Date	Jun 2, 2026
Book Page	2092/87

Lender

Name	NEXGEN LENDING

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENOIR NC
Recording Date	May 17, 2017
Property Address	1017 PAMELA DR, KINSTON, NC 28504-1405
Document Number	0018020531
Book / Page	1802 / 531
Instrument Date	May 17, 2017
Transaction Type	Transfer
Record Updated	Sep 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$248.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1017 PAMELA DR, 1017, KINSTON, NC 28504-1405

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1017 PAMELA DR, KINSTON, NC 28504-1405

Mortgage

Document Number	0018020535
Date	May 17, 2017
Book Page	1802/535

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1017 Pamela Dr was $3,224, down 2.8% from the year before.

Source: Lenoir County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lenoir County
Municipality	Kinston City
Unified School District	Lenoir County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,224.00 (-2.83%)	$236,213 (-) Land $19,614 Building $216,599	$236,213 (-) Land $19,614 Building $216,599
2025	$3,318.00	$236,213 Land $19,614 Building $216,599	$236,213 Land $19,614 Building $216,599
2023	$1,946.00	$120,552 Land $12,000 Building $108,552	$120,552 Land $12,000 Building $108,552

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1017 Pamela Dr in Zone X, an area of minimal flood risk, though there have been 37 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	37 (1983–2020)
Claims Outside the SFHA	5 of 37
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 5 claims Hurricane Matthew, Oct 2016 · 11 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1017 Pamela Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KINSTON serves 27,475 people · EPA ID NC0454010
Water Source	Purchased surface water from NEUSE REGIONAL WTR & SWR AUTH
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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