1017 O'Brien Ave, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1017 O'Brien Ave, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,122 sqft · built 1950
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$133,000 (Jan 2013)
Tax Bill$4,390 (2026)
Deeds & MortgagesJan 2026 Line of Credit
Jan 2024 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN422800 59.14-4-10

Property Details

APN / Parcel Number

Primary APN422800 59.14-4-10
Alternative APN
  • 280005901400040100000000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,122 sqft Living Area
1st Floor Area748 sqft
Upper Floors Area374 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1970
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions148 ft deep x 51 ft wide

Exterior Amenities

PorchPorch
Porch Area150 sqft
Shed1 Shed
Shed Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address1017 OBRIEN AVE
CitySCHENECTADY
StateNY
Zip12303-3675
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,DM HAPPY HOMES-PTS199-201 3.-258-16
Legal Block4
Legal Lot Number10.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group3
Census Block3002
Census Tract32902

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1017 OBRIEN AVE, SCHENECTADY, NY 12303-3675
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 8, 2026Deed of Trust, Mortgage · Line of Credit
BROADVIEW FCU
Jan 23, 2024Deed of Trust, Mortgage · Line of Credit
BROADVIEW FCU
May 3, 2023Deed of Trust, Mortgage · Line of Credit
BROADVIEW FCU
Nov 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES FCU
Dec 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
SEFCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 2, 2013 · Amount on Record
Deed SaleJan 2, 2013 · Amount on Record
Deed Document Number2013205
Deed Book / Page1867 / 983
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1017 OBRIEN AVE, SCHENECTADY, NY 12303-3675
Transaction TypeMortgage
Record UpdatedJan 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000612
DateJan 8, 2026
Instrument202600612
Lender
NameBROADVIEW FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJan 7, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1017 OBRIEN AVE, SCHENECTADY, NY 12303-3675
Transaction TypeMortgage
Record UpdatedMar 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1017 OBRIEN AVE, SCHENECTADY, NY 12303-3675

Mortgage

Document Number0000005011
DateJan 23, 2024
Book Page5355/208
Instrument202405011
Lender
NameBROADVIEW FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJan 22, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1017 OBRIEN AVE, SCHENECTADY, NY 12303-3675
Transaction TypeMortgage
Record UpdatedMay 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 OBRIEN AVE, SCHENECTADY, NY 12303

Mortgage

Document Number0000025506
DateMay 3, 2023
Book Page5302/473
Instrument202325506
Lender
NameBROADVIEW FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMay 2, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1017 OBRIEN AVE, SCHENECTADY, NY 12303-3675
Transaction TypeMortgage
Record UpdatedNov 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1017 OBRIEN AVE, SCHENECTADY, NY 12303-3675

Mortgage

Document Number0000054647
DateNov 3, 2021
Book Page5163/495
Instrument202154647
Lender
NameSTATE EMPLOYEES FCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1017 OBRIEN AVE, SCHENECTADY, NY 12303-3675
Document Number0000000303
Instrument DateDec 22, 2020
Transaction TypeMortgage
Record UpdatedJan 18, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1017 OBRIEN AVE SCHENECTADY NY 123033675, SCHENECTADY, NY 12303-3675

Mortgage

Document Number0000000303
DateJan 5, 2021
Book Page005056/000119
Instrument303
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJan 4, 2026

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,390.00 (+2.02%) Homeowner's exemption Senior Citizen's exemption
2025$4,303.00$117,000 (-) Land $7,700 Building $109,300$180,000 (+16.96%) Land $11,846 Building $168,154
2023$117,000 Land $7,700 Building $109,300$153,900 Land $10,128 Building $143,772

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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