1017 N Main St, O Fallon, MO 63366 Property Records

St. Charles County property record for 1017 N Main St, O Fallon, MO 63366

Property Summary

Property Type	Commercial
Details	4,400 sqft · built 1996
Lot Size	0.75 acres (32,670 sqft)
Owner	Company Name on Record
Tax Bill	$13,589 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A972002197`

Property Details

APN / Parcel Number

Primary APN	`A972002197`
Alternative APN	`2-050A-7677-00-0002.0000000`

Interior

Stories	1 Story
Building Area	4,400 sqft Gross Area
1st Floor Area	4,400 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	32,670 sqft (0.75 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	A972002197
Street Address	1017 N MAIN ST
City	O FALLON
State	MO
Zip	63366-1215
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	WATER TOWER SQ SUB PT LOT 2
Legal Subdivision	WATER TOWER SQ
Legal Lot Number	2
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	4
Census Block	4007
Census Tract	311802

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1 RIVER ROCK CT, O FALLON, MO 63366-1793
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · Line of Credit MONTGOMERY BANK NA
Mar 23, 2023	Deed of Trust, Mortgage · Line of Credit MONTGOMERY BANK NA
Mar 26, 2018	Deed of Trust, Mortgage 1ST ADVANTAGE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2012
Deed Sale	Oct 17, 2012
Prior Sale	Apr 3, 2006 · Amount on Record
Deed Document Number	2012796650
Deed Book / Page	5878 / 305
Prior Transfer Date	Nov 9, 1998
Prior Transfer Doc	0000099572
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1017 N MAIN ST, O FALLON, MO 63366-1215
Transaction Type	Mortgage
Record Updated	Dec 22, 2025
Title Company	OLD REPUBLIC TITLE, ORT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1017 N MAIN ST, O FALLON, MO 63366-1215

Mortgage

Document Number	0000054662
Date	Dec 5, 2025
Instrument	2025R-054662

Lender

Name	MONTGOMERY BANK NA
Type	Bank
Address	SIKESTON, MO 63801

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1017 N MAIN ST, O FALLON, MO 63366-1215
Transaction Type	Mortgage
Record Updated	Apr 7, 2023
Title Company	OLD REPUBLIC TITLE, ORT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1017 N MAIN ST, O FALLON, MO 63366-1215

Mortgage

Document Number	0000010751
Date	Mar 23, 2023
Instrument	2023R-010751

Lender

Name	MONTGOMERY BANK NA
Type	Bank
Address	SIKESTON, MO 63801

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1017 N MAIN ST, O FALLON, MO 63366-1215
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	US TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068960796
Date	Mar 26, 2018
Book Page	6896/0796
Instrument	20180326000159660

Lender

Name	1ST ADVANTAGE BANK
Type	Bank
Address	SAINT PETERS, MO 63376

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,319 (-)	$616,619 (-) Land $114,345 Building $502,274
2025	$13,589.00	$197,319 (+3.6%)	$616,619 (+3.59%) Land $114,345 Building $502,274
2023		$190,470
2022			$595,221 Land $114,345 Building $480,876

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

Nearby Properties on N Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures