Rutherford County property record for 1017 McElroy Rd, Readyville, TN 37149
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,876 sqft · built 1979 |
| Lot Size | 16.2 acres (707,850 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,150 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 109-039.00-000 |
| Primary APN | 109-039.00-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,876 sqft Living Area |
| 1st Floor Area | 1,876 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 707,850 sqft (16.2 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
| Porch Area | 24 sqft |
| Patio Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | R0069318 |
|---|---|
| Street Address | 1017 MCELROY RD |
| City | READYVILLE |
| State | TN |
| Zip | 37149-4842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 40600 |
1017 McElroy Rd is owned and occupied by two individuals who acquired it in October 2019.
Source: Rutherford County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1017 MCELROY RD, READYVILLE, TN 37149-4842 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Oct 17, 2019 | Quit Claim Deed, Mortgage · Conventional with PMI CALIBER HM LOANS |
| Nov 9, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 8, 2019 |
| Transfer Doc | 0018251654 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 1017 MCELROY RD, READYVILLE, TN 37149-4842 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0019642937 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | 1964/2937 |
| Instrument | 2305071 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Oct 17, 2019 |
| Property Address | 1017 MCELROY RD, READYVILLE, TN 37149-4842 |
| Document Number | RB18251654 |
| Book / Page | 001825 / 001654 |
| Instrument Date | Oct 8, 2019 |
| Instrument | 2235104 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1017 MCELROY RD READYVILLE TN 371494842, READYVILLE, TN 37149-4842 |
| Document Number | RB18251659 |
|---|---|
| Date | Oct 17, 2019 |
| Book Page | 001825/001659 |
| Instrument | 2235105 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | ONTARIO, CA 91764 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 16, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 1017 MCELROY RD, READYVILLE, TN 37149-4842 |
| Document Number | RB16263487 |
| Book / Page | 001626 / 003487 |
| Instrument Date | Nov 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1017 MCELROY RD READYVILLE TN 371494842, READYVILLE, TN 37149-4842 |
| Document Number | RB16263487 |
|---|---|
| Date | Nov 17, 2017 |
| Book Page | 001626/003487 |
| Instrument | 2117469 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 16, 2047 |
The 2025 property tax bill for 1017 McElroy Rd was $2,150.
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Unified School District | Rutherford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $168,425 (+47%) Land $93,250 Building $75,175 | $673,700 Land $373,000 Building $300,700 | |
| 2025 | $2,150.00 | $114,575 Land $48,800 Building $65,775 | |
| 2023 | $2,150.00 | $114,575 Land $48,800 Building $65,775 | $458,300 (-) Land $195,200 Building $263,100 |
| 2022 | $458,300 Land $195,200 Building $263,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1017 McElroy Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | May 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1017 McElroy Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Communications Fiber | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
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