1017 Main St, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 1017 Main St, Gaithersburg, MD 20878

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,444 sqft · built 2002
Lot Size	0.046 acres (2,000 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (May 2010)
Tax Bill	$7,881 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-03320895`

Property Details

APN / Parcel Number

Primary APN	`09-03320895`
Alternative APNs	`903320895` `03320895`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,444 sqft Living Area
1st Floor Area	952 sqft
Basement Area	540 sqft
Finished Basement	540 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,000 sqft (0.046 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	03320895
Street Address	1017 MAIN ST
City	GAITHERSBURG
State	MD
Zip	20878-5586
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MXD
Legal Description	LAKELANDS PH 2 SEC 1
Legal Subdivision	LAKELANDS
Legal Phase	2
Legal Block	P
Legal Lot Number	72
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	4
Census Block	4023
Census Tract	700826

Owner

Source: Montgomery County assessment roll, APN 09-03320895, as of August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1017 MAIN ST, GAITHERSBURG, MD 20878-5586
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 20, 2010 · Amount on Record
Deed Sale	May 20, 2010 · Amount on Record
Prior Sale	Apr 24, 2007 · Amount on Record
Deed Document Number	2010163796
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1017 MAIN ST, GAITHERSBURG, MD 20878-5586
Transaction Type	Mortgage
Record Updated	Mar 04, 2021
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0602620172
Date	Aug 12, 2020
Book Page	60262/172

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	237 Months
Due	May 01, 2040

Tax Assessment & Valuation

Source: Montgomery County assessment roll as of August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$652,200 (+2.89%) Land $300,000 Building $352,200	$652,200 (-) Land $300,000 Building $352,200
2025	$7,881.00 (+12.03%)	$633,900 (+6.13%)	$652,200 (+9.19%) Land $300,000 Building $352,200
2023		$597,300 Land $300,000 Building $297,300	$597,300 Land $300,000 Building $297,300
2022	$7,035.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), as of April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317008264, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 864 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Radiate Holdings.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0150005, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.