1017 Main St, Beaver Bay, MN 55601 Property Records

Lake County property record for 1017 Main St, Beaver Bay, MN 55601

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	768 sqft · built 1973
Lot Size	0.21 acres (9,148 sqft)
Owner	Company Name on Record
Tax Bill	$2,222 (2026)
Deeds & Mortgages	Jan 2022 Refinance Apr 2022 Sale + 2 more
APN	`21-7243-12100`

Property Details

APN / Parcel Number

Primary APN	`21-7243-12100`

Interior

Stories	1 Story
Building Area	768 sqft Base Area
1st Floor Area	768 sqft
Flooring	Carpet

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2014
Architectural Style	Raised Ranch
Exterior Material	Wood
Construction Type	Wood
Lot Area	9,148 sqft (0.21 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Canopy	508 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water

Location & Zoning

Street Address	1017 MAIN ST
City	BEAVER BAY
State	MN
Zip	55601
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	LOT 1
Legal Range	08W
Legal Township	55N
Legal Section	12
Legal Subdivision	HANSONS DIVISION
Legal Lot Number	1
Jurisdiction	LAKE MN
Township / Civil Division	BEAVER BAY
Census Block Group	1
Census Block	1035
Census Tract	370300

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2 3RD AVE SW, CROSBY, MN 56441-1341
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BREMER BANK
Apr 8, 2022	Quit Claim Deed, Transfer Quitclaim
Dec 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BREMER BANK
Dec 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BREMER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	1017 MAIN ST, BEAVER BAY, MN 55601
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T000048676
Date	Jan 26, 2022
Instrument	T000048676

Lender

Name	BREMER BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	49 Months
Due	Feb 1, 2026

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE MN
Recording Date	Apr 8, 2022
Property Address	1017 MAIN ST, BEAVER BAY, MN 55601
Document Number	00T070/229
Book / Page	T070 / 229
Instrument Date	Dec 29, 2021
Instrument	T000048866
Transaction Type	Transfer
Record Updated	Apr 27, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 1ST ST SW, CROSBY, MN 56441-1224

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	1017 MAIN ST, BEAVER BAY, MN 55601
Transaction Type	Mortgage
Record Updated	Aug 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T000047344
Date	Dec 14, 2020
Instrument	T000047344

Lender

Name	BREMER BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Jan 1, 2022

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	1017 MAIN ST, BEAVER BAY, MN 55601
Transaction Type	Mortgage
Record Updated	Aug 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T000047342
Date	Dec 14, 2020
Instrument	T000047342

Lender

Name	BREMER BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	133 Months
Due	Jan 1, 2032

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Beaver Bay City
County	Lake County
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,222.00 (+8.5%)	$87,600 (+25.86%) Land $19,800 Building $67,800	$87,600 (+25.86%) Land $19,800 Building $67,800
2025	$2,048.00
2023		$69,600 Land $17,000 Building $52,600	$69,600 Land $17,000 Building $52,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Beaver Bay serves 130 people · EPA ID MN1380001
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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