1017 Lauri Ln, Sturgis, MI 49091 Property Records

St. Joseph County property record for 1017 Lauri Ln, Sturgis, MI 49091

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,232 sqft · built 1978
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Jan 2024)
Tax Bill	$4,187 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`052-375-042-00`

Property Details

APN / Parcel Number

Primary APN	`052-375-042-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,232 sqft Building Perimeter
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	138 ft deep x 100 ft wide
Garage Area	484 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1017 LAURI LN
City	STURGIS
State	MI
Zip	49091-9111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 42 KAY-BEE MANOR NO 3. SEC 36 T7S R10W. CITY OF STURGIS.
Legal Range	10W
Legal Township	07S
Legal Section	36
Legal Subdivision	KAY BEE MANOR #3
Legal Lot Number	42
Jurisdiction	ST JOSEPH MI
Township / Civil Division	STURGIS
Census Block Group	1
Census Block	1004
Census Tract	40800

Owner

1017 Lauri Ln is owned and occupied by an individual who bought it in January 2024.

Source: St. Joseph County records, as of July 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1017 LAURI LN, STURGIS, MI 49091-9111
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Warranty Deed, Transfer · Second Mortgage (Down Payment) MICHIGAN STATE HOUSING DEV AUTHORIT
Sep 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Sep 20, 2017	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2024 · Amount on File
Deed Sale	Jan 4, 2024 · Amount on File
Prior Sale	Sep 20, 2017 · Amount on File
Deed Document Number	2024106
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jan 4, 2024
Property Address	1017 LAURI LN, STURGIS, MI 49091-9111
Document Number	2024000106
Map Reference	LB 5 PG 85
Instrument Date	Dec 29, 2023
Instrument	2024000106
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	TRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1017 LAURI LANE, WARREN, MI 48091

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 N PROSPECT ST, STURGIS, MI 49091-1161

Mortgage

Document Number	2024000108
Date	Jan 4, 2024
Instrument	2024000108

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORIT
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

Mortgage

Document Number	2024000107
Date	Jan 4, 2024
Instrument	2024000107

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	1017 LAURI LN, STURGIS, MI 49091-9111
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1885/0893
Date	Sep 20, 2017
Book Page	1885/0893

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 20, 2017
Property Address	1017 LAURI LN, STURGIS, MI 49091-9111
Document Number	1886/0034
Book / Page	1886 / 0034
Map Reference	LB5 PG82
Instrument Date	Aug 22, 2017
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$1,118.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1017 LAURI LN, 1017, STURGIS, MI 49091-9111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 FARWELL AVE # A, A, STURGIS, MI 49091-2357

Tax Assessment & Valuation

The 2025 property tax bill for 1017 Lauri Ln was $4,187 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Sturgis City
Unified School District	Sturgis Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,500 Land $6,200 Building $93,300	$199,000 Land $12,400 Building $186,600
2025	$4,187.00 Homeowner's exemption
2023		$81,000 Land $6,700 Building $74,300	$162,000 Land $13,400 Building $148,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1017 Lauri Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1017 Lauri Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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