Okaloosa County property record for 1017 Julia Ave, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,576 sqft · built 2011 |
| Lot Size | 0.271 acres (11,798 sqft) |
| Owner | Individual Name on File |
| Last Sale | $610,000 (Jul 2024) |
| Tax Bill | $7,439 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Mar 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-593-0755-3 |
| Primary APN | C56-000-593-0755-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,576 sqft Living Area |
| Gross Area | 3,777 sqft |
| 1st Floor Area | 1,717 sqft |
| Upper Floors Area | 648 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 11,798 sqft (0.271 acres) |
| Lot Width | 104 ft Width |
| Garage Type | Attached |
| Garage Area | 608 sqft |
| Driveway | Driveway |
| Porch | Open/Unfinished Porch |
| Porch Area | 593 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1017 JULIA AVE |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-2624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEOTA MILLER S/D LOT 9 BLK D |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 08 |
| Legal Subdivision | LEOTA MILLER S/D |
| Legal Block | D |
| Legal Lot Number | 9 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 21101 |
1017 Julia Ave is owned and occupied by an individual who bought it in July 2024.
Source: Okaloosa County records, as of April 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1017 JULIA AVE, NICEVILLE, FL 32578-2624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2024 | Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK |
| Mar 16, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jul 16, 2024 | Warranty Deed, Transfer BRADLEY TITLE LLC |
| Jul 1, 2020 | Warranty Deed, Transfer · VA Mortgage BEACH COMMUNITY MORTGAGE SERVICES I |
| Sep 26, 2017 | Warranty Deed, Transfer · VA Mortgage MORTGAGE ONE/SOUTH |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2024 · Amount on File |
| Deed Sale | Jul 16, 2024 · Amount on File |
| Prior Sale | Jul 1, 2020 · Amount on File |
| Deed Document Number | 20243699367 |
| Prior Transfer Date | Jun 20, 2013 |
| Prior Transfer Doc | 0031101331 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1017 JULIA AVE, NICEVILLE, FL 32578-2624 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1017 JULIA AVE, NICEVILLE, FL 32578-2624 |
| Document Number | 0003683564 |
|---|---|
| Date | Apr 23, 2024 |
| Instrument | 3683564 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | 2050 PARKWAY OFFICE CIR, HOOVER, AL 35244 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2044 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 16, 2026 |
| Property Address | 1017 JULIA AVE, NICEVILLE, FL 32578-2624 |
| Document Number | 0003804566 |
| Map Reference | MB 1 PG 54 |
| Instrument Date | Mar 9, 2026 |
| Instrument | 3804566 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1017 JULIA AVE, NICEVILLE, FL 32578-2624 |
| Name | Verified Name |
|---|---|
| Address | 1017 JULIA AVE, NICEVILLE, FL 32578-2624 |
| Document Number | 0003806828 |
|---|---|
| Date | Mar 16, 2026 |
| Instrument | 3806828 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 16, 2024 |
| Property Address | 1017 JULIA AVE, NICEVILLE, FL 32578-2624 |
| Document Number | 0003699367 |
| Map Reference | MB 1 PG 57 |
| Instrument Date | Jul 15, 2024 |
| Instrument | 3699367 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | BRADLEY TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $4,270.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1017 JULIA AVE, NICEVILLE, FL 32578-2624 |
| Name | Verified Name |
|---|---|
| Address | 1314 FINCK RD, NICEVILLE, FL 32578-3121 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 1, 2020 |
| Property Address | 1017 JULIA AVE, NICEVILLE, FL 32578-2624 |
| Document Number | 0034722288 |
| Book / Page | 3472 / 2288 |
| Map Reference | MB 1 PG 54 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 3369755 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | BRADLEY TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,220.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1017 JULIA AVE, 1017, NICEVILLE, FL 32578-2624 |
| Name | Verified Name |
|---|---|
| Address | 5 TUCKERWOOD CT, NASHUA, NH 03064-8101 |
| Document Number | 0034722289 |
|---|---|
| Date | Jul 1, 2020 |
| Instrument | 3472/2289 |
| Name | BEACH COMMUNITY MORTGAGE SERVICES I |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 26, 2017 |
| Property Address | 1017 JULIA AVE, NICEVILLE, FL 32578-2624 |
| Document Number | 0033190016 |
| Book / Page | 003319 / 000016 |
| Instrument Date | Sep 22, 2017 |
| Instrument | 3162077 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2017 |
| Title Company | BRADLEY TITLE CORPORATION |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,695.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1017 JULIA AVE NICEVILLE FL 325782624, NICEVILLE, FL 32578-2624 |
| Document Number | 33190017 |
|---|---|
| Date | Sep 26, 2017 |
| Book Page | 003319/000017 |
| Instrument | 3162078 |
| Name | MORTGAGE ONE/SOUTH |
|---|---|
| Type | Mortgage Company |
| Address | FORT WALTON BEACH, FL 32548 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 25, 2047 |
The 2025 property tax bill for 1017 Julia Ave was $7,439.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Niceville City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,439.00 | $541,903 Land $79,544 Building $462,359 | $541,903 Land $79,544 Building $462,359 |
| 2023 | $4,928.00 (+4.81%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $414,438 (+3%) | $514,661 (+6.09%) Land $67,141 Building $447,520 |
| 2022 | $4,702.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $402,367 | $485,122 Land $63,944 Building $421,178 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1017 Julia Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (1995) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 1995 · Hurricane Opal |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1017 Julia Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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