Union County property record for 1017 James Madison Dr, Matthews, NC 28104
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2.5 ba · 4,454 sqft · built 2004 |
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Dec 2011) |
| Tax Bill | $5,320 (2025) |
| Deeds & Mortgages | Nov 2024 Line of Credit May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-123-121 |
| Primary APN | 06-123-121 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 4,454 sqft Living Area |
| 1st Floor Area | 2,861 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Hip |
| Lot Area | 41,818 sqft (0.96 acres) |
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1017 JAMES MADISON DR |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-7609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-40 WEDDI |
| Legal Description | #48 WILLIAMSBURG PH1 OPCF958 |
| Legal Subdivision | WILLIAMSBURG |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 21018 |
1017 James Madison Dr, a rural home, is owned and occupied by two individuals who bought it in December 2011.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1017 JAMES MADISON DR, MATTHEWS, NC 28104-7609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 27, 2024 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| May 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2011 · Amount on File |
| Deed Sale | Dec 19, 2011 · Amount on File |
| Prior Sale | Jan 28, 2005 · Amount on File |
| Deed Document Number | 201132114 |
| Deed Book / Page | 5649 / 727 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1017 JAMES MADISON DR, MATTHEWS, NC 28104-7609 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2025 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 1017 JAMES MADISON DR, WEDDINGTON, NC 28104-7609 |
| Document Number | 0000902175 |
|---|---|
| Date | Nov 27, 2024 |
| Book Page | 9021/75 |
| Instrument | 28505 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1017 JAMES MADISON DR, WEDDINGTON, NC 28104-7609 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7665693 |
|---|---|
| Date | May 13, 2020 |
| Book Page | 7665/693 |
| Instrument | 16247 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2035 |
The 2025 property tax bill for 1017 James Madison Dr was $5,320.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Weddington Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,064,900 (-) Land $190,000 Building $874,900 | $1,064,900 (-) Land $190,000 Building $874,900 | |
| 2025 | $5,320.00 | $1,064,900 Land $190,000 Building $874,900 | $1,064,900 Land $190,000 Building $874,900 |
| 2023 | $3,841.00 | $606,900 Land $103,000 Building $503,900 | $606,900 Land $103,000 Building $503,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1017 James Madison Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1017 James Madison Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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