1017 Garner Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1017 Garner Ave, Schenectady, NY 12309 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,230 sqft · built 1910
Lot Size0.074 acres (3,255 sqft)
OwnerIndividual Name on File
Last Sale$165,000 (Jun 2021)
Tax Bill$6,044 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 50.30-1-11

Property Details

APN / Parcel Number

Primary APN421500 50.30-1-11
Alternative APN
  • 150005003000010110000000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,230 sqft Living Area
1st Floor Area636 sqft
2nd Floor Area594 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area3,255 sqft (0.074 acres)
Lot Dimensions93 ft deep x 35 ft wide
PorchSlab
Porch Area202 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1017 GARNER AVE
CitySCHENECTADY
StateNY
Zip12309-5703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPASHLEY MAP 2 WOOD
Legal Block1
Legal Lot Number11.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3005
Census Tract20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 50.30-1-11

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1017 GARNER AVE, SCHENECTADY, NY 12309-5703
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 01, 2021 · Amount on Record
Deed SaleJun 01, 2021 · Amount on Record
Deed Document Number202125384
Deed Book / Page2059 / 868
Record UpdatedJun 08, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJun 01, 2021
Property Address1017 GARNER AVE, SCHENECTADY, NY 12309-5703
Document Number0000025384
Book / Page2059 / 868
Instrument DateMay 19, 2021
Instrument202125384
Transaction TypeTransfer
Record UpdatedJun 14, 2021
Title CompanyLEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$660.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1017 GAMER AVENUE, 1017, SCHENECTADY, NY 12309

Transferred To (Grantee/Buyer)

NameVerified Name
Address1017 GARNER AVE, SCHENECTADY, NY 12309-5703

Mortgage

Document Number0000025385
DateJun 01, 2021
Instrument202125385
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,044.00 (+133%)$125,500 (-) Land $18,800 Building $106,700$207,816 (+30.82%) Land $31,131 Building $176,685
2023$125,500 (-) Land $18,800 Building $106,700$158,861 (+3.8%) Land $23,798 Building $135,063
2022$125,500 Land $18,800 Building $106,700$153,049 Land $22,927 Building $130,122
2021$2,594.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930205003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 545 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFiber980 / 880
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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