1017 Florida Ave, Ames, IA 50014 Property Records

Story County property record for 1017 Florida Ave, Ames, IA 50014

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,036 sqft · built 1994
Lot Size	0.214 acres (9,317 sqft)
Owner	2 Individual Names on File
Last Sale	$368,000 (Apr 2026)
Tax Bill	$5,086 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2005 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-06-223-040`

Property Details

APN / Parcel Number

Primary APN	`09-06-223-040`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,036 sqft Living Area
1st Floor Area	813 sqft
Basement Area	813 sqft
Finished Basement	531 sqft
Unfinished Basement	282 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,317 sqft (0.214 acres)
Garage Type	Attached
Garage Area	499 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	236 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1017 FLORIDA AVE
City	AMES
State	IA
Zip	50014-3069
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	VALLEY EAST PLAT NO 3 LOT:10 AMES
Legal Range	24W
Legal Township	83N
Legal Section	06
Legal Subdivision	VALLEY EAST PLAT NO 3
Legal Lot Number	10
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	5
Census Block	5005
Census Tract	600

Owner

1017 Florida Ave is owned and occupied by two individuals who bought it in April 2026.

Source: Story County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1017 FLORIDA AVE, AMES, IA 50014-3069
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK
Aug 10, 2005	Deed of Trust, Mortgage · Conventional Mortgage GREATER IOWA CU
Apr 27, 2026	Warranty Deed, Transfer · Conventional Mortgage GREATER IOWA CREDIT UNION
May 15, 2024	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jul 17, 2014	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 6, 2007	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2026 · Amount on File
Deed Sale	Apr 27, 2026 · Amount on File
Prior Sale	May 15, 2024 · Amount on File
Deed Document Number	20263498
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	1017 FLORIDA AVE, AMES, IA 50014-3069
Transaction Type	Mortgage
Record Updated	May 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202107183
Date	Jun 7, 2021
Instrument	2021-07183

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	1017 FLORIDA AVE, AMES, IA 50014-3069
Transaction Type	Mortgage
Record Updated	May 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200500009724
Date	Aug 10, 2005
Instrument	2005-00009724

Lender

Name	GREATER IOWA CU
Address	AMES, IA 50010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 15, 2020

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Apr 27, 2026
Property Address	1017 FLORIDA AVE, AMES, IA 50014-3069
Document Number	0202603498
Instrument Date	Apr 22, 2026
Instrument	20263498
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59,388.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1017 FLORIDA AVE, AMES, IA 50014-3069

Mortgage

Document Number	0000003499,
Date	Apr 27, 2026
Instrument	20263499

Lender

Name	GREATER IOWA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.5%
Initial Type	Fixed Rate
Max Rate	-1%

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	May 15, 2024
Property Address	1017 FLORIDA AVE, AMES, IA 50014-3069
Document Number	0202403064
Instrument Date	Apr 17, 2024
Instrument	2024-03064
Transaction Type	Transfer
Record Updated	May 18, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$567.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1017 FLORIDA AVE, AMES, IA 50014-3069

Mortgage

Document Number	0202403065
Date	May 15, 2024
Instrument	2024-03065

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

July 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jul 17, 2014
Property Address	1017 FLORIDA AVE, AMES, IA 50014-3069
Document Number	201400005944
Instrument Date	Jul 15, 2014
Instrument	2014-00005944
Transaction Type	Transfer
Record Updated	May 18, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$386.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1017 FLORIDA AVE, AMES, IA 50014-3069
Investor	Possibly a Property Investor

Mortgage

Document Number	201400005945
Date	Jul 17, 2014
Instrument	2014-00005945

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2044

August 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Aug 6, 2007
Property Address	1017 FLORIDA AVE, AMES, IA 50014-3069
Document Number	200700009153
Instrument Date	Jul 23, 2007
Instrument	2007-00009153
Transaction Type	Transfer
Record Updated	May 18, 2026

Transaction

Amount	Amount on Record
Tax	$351.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1017 FLORIDA AVE, AMES, IA 50014-3069

Tax Assessment & Valuation

The 2025 property tax bill for 1017 Florida Ave was $5,086, down 1.9% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,086.00 (-1.93%)	$369,900 Land $65,200 Building $304,700	$369,900 Land $65,200 Building $304,700
2024	$5,186.00
2023		$357,500 Land $63,600 Building $293,900	$357,500 Land $63,600 Building $293,900
2022	$4,132.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1017 Florida Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1017 Florida Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ICS Advanced Technologies.

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