1017 Emerald Creek Dr, Elgin, SC 29045 Property Records

Richland County property record for 1017 Emerald Creek Dr, Elgin, SC 29045

Property Summary

Details	5 bd · 3.5 ba · 3,330 sqft · built 2022
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$516,605 (Dec 2022)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29002-06-22`

Property Details

APN / Parcel Number

Primary APN	`29002-06-22`
Alternative APN	`R29002-06-22`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,330 sqft Heated Area
Flooring	Wood

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	13,068 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1017 EMERALD CREEK DR
City	ELGIN
State	SC
Zip	29045-4301
Property Category	Other
Property Type	Unknown
Local Zoning Code	PD
Legal Description	LOT 88 68.5X133.4X95.6X130.8X26.1 #SU LAKESIDE @ WOODCREEK PH1 #PR RB2651-926/927 RB2718-969/970
Legal Lot Number	68,88
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2005
Census Tract	11407

Owner

1017 Emerald Creek Dr is owned by an individual who bought it in December 2022.

Source: Richland County records, as of July 14, 2026

Owner of Record	Individual Name on File
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2022 · Amount on File
Deed Sale	Dec 30, 2022 · Amount on File
Deed Document Number	202270085
Deed Book / Page	2805 / 3352
Record Updated	Sep 20, 2026

December 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Dec 30, 2022
Property Address	1017 EMERALD CREEK DR, ELGIN, SC 29045-4301
Document Number	0028053352
Book / Page	2805 / 3352
Map Reference	MB 2718 PG 969-970
Instrument Date	Dec 19, 2022
Instrument	2022070085
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2026
Title Company	UNKNOWN, HARVEY & VALLINI LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,344.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1017 EMERALD CREEK DR, ELGIN, SC 29045-4301

Mortgage

Document Number	2022070086
Date	Dec 30, 2022
Instrument	2022070086

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Market Value
2025		$504,500 Land $85,000 Building $419,500
2023	Additional exemption filed

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1017 Emerald Creek Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1017 Emerald Creek Dr is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20