1017 E Rose Ave, Des Moines, IA 50315 Property Records

Polk County property record for 1017 E Rose Ave, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 930 sqft · built 1966
Lot Size	0.178 acres (7,788 sqft)
Owner	Individual Name on Record
Last Sale	$191,000 (Sep 2020)
Tax Bill	$4,176 (2024)
Deeds & Mortgages	Jun 2020 Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7824-22-278-016`

Property Details

APN / Parcel Number

Primary APN	`7824-22-278-016`
Alternative APN	`010/04735-069-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	930 sqft Living Area
Gross Area	1,474 sqft
1st Floor Area	930 sqft
Basement Area	864 sqft
Finished Basement	320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1980
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,788 sqft (0.178 acres)
Lot Dimensions	118 ft deep x 66 ft wide
Garage Type	Mixed
Garage Area	308 sqft
Carport	Carport
Carport Area	160 sqft
Parking Spaces	1 Parking Space
Pool Area	612 sqft
Deck Area	200 sqft
Canopy	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	1017 E ROSE AVE
City	DES MOINES
State	IA
Zip	50315-2922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 SOUTHERN KNOLLS PLAT 2
Legal Range	24W
Legal Township	78N
Legal Section	22
Legal Subdivision	SOUTHERN KNOLLS PLAT 2
Legal Lot Number	19
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	4
Census Block	4007
Census Tract	4400

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1017 E ROSE AVE, DES MOINES, IA 50315-2922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2020	Deed of Trust, Mortgage · Line of Credit LINCOLN SAVINGS BANK
Sep 11, 2020	Warranty Deed, Transfer · Conventional Mortgage MIDWEST HERITAGE BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2020 · Amount on Record
Deed Sale	Sep 11, 2020 · Amount on Record
Prior Sale	Sep 17, 2001 · Amount on Record
Deed Document Number	2020-00029102
Deed Book / Page	18062 / 240
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1017 E ROSE AVE, DES MOINES, IA 50315-2922
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000105241
Date	Jun 8, 2020
Book Page	17875/198
Instrument	2019-00105241

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	ANKENY, IA 50023

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 27, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Sep 11, 2020
Property Address	1017 E ROSE AVE, DES MOINES, IA 50315-2922
Document Number	202000029102
Book / Page	18062 / 240
Instrument Date	Sep 2, 2020
Instrument	2020-00029102
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$304.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1017 E ROSE AVE, DES MOINES, IA 50315-2922

Mortgage

Document Number	202000029104
Date	Sep 11, 2020
Instrument	2020-00029104

Lender

Name	MIDWEST HERITAGE BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$232,100 (+11.59%) Land $33,900 Building $198,200	$232,100 (+11.59%) Land $33,900 Building $198,200
2024	$4,176.00 (+9.95%)
2023		$208,000 Land $30,200 Building $177,800	$208,000 Land $30,200 Building $177,800
2020	$3,798.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T, T-Mobile.

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