Whiteside County property record for 1017 Charles St, Rock Falls, IL 61071
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $79,000 (Dec 2021) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1127277019 |
| Primary APN | 1127277019 |
|---|---|
| Alternative APN |
|
| Lot Area | 7,841 sqft (0.18 acres) |
|---|---|
| Lot Dimensions | 132 ft deep x 58 ft wide |
| Account Number | 110569 |
|---|---|
| Street Address | 1017 CHARLES ST |
| City | ROCK FALLS |
| State | IL |
| Zip | 61071-1945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHARLES A SMITH SUB LOT 19 BLK 3 367400X |
| Legal Subdivision | CHARLES A SMITH SUBDIVISION |
| Legal Block | 3 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | COLOMA |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 1400 |
1017 Charles St is owned and occupied by two individuals who bought it in December 2021.
Source: Whiteside County records, as of May 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1017 CHARLES ST, ROCK FALLS, IL 61071-1945 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 17, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage SUCCESS MORTGAGE PARTNERS |
| Nov 24, 2017 | Deed of Trust, Mortgage · Line of Credit MIDLAND STATES BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2021 · Amount on File |
| Deed Sale | Dec 17, 2021 · Amount on File |
| Deed Document Number | 20218978 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | Dec 17, 2021 |
| Property Address | 1017 CHARLES ST, ROCK FALLS, IL 61071-1945 |
| Document Number | 0000008978 |
| Instrument Date | Dec 14, 2021 |
| Instrument | 2021-08978 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1017 CHARLES ST, ROCK FALLS, IL 61071-1945 |
| Investor | Possibly a Property Investor |
| Document Number | 0000008979 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 2021-08979 |
| Name | SUCCESS MORTGAGE PARTNERS |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 1017 CHARLES ST, ROCK FALLS, IL 61071-1945 |
| Document Number | 0000007193 |
| Instrument Date | Nov 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1017 CHARLES ST ROCK FALLS IL 610711945, ROCK FALLS, IL 61071-1945 |
| Document Number | 0000007193 |
|---|---|
| Date | Nov 29, 2017 |
| Instrument | 7193 |
| Name | MIDLAND STATES BK |
|---|---|
| Type | Bank |
| Address | ROCK FALLS, IL 61071 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 28, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Whiteside County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Coloma Township |
| Municipality | Rock Falls City |
| Elementary School District | East Coloma-Nelson Consolidated Elementary School District 20 (PK - 08) |
| Secondary School District | Rock Falls Township High School District 301 (09 - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $32,991 Land $3,853 Building $29,138 | |
| 2024 | $98,973 Land $11,559 Building $87,414 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1017 Charles St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1981–1993) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1017 Charles St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCK FALLS serves 8,620 people · EPA ID IL1950450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Surf Internet Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Rise Broadband, Verizon.
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