Kershaw County property record for 1017 Campbell Ridge Dr, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,572 sqft · built 2018 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $310,000 (Oct 2025) |
| Tax Bill | $2,339 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31801-01-04 |
| Primary APN | 31801-01-04 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,572 sqft Heated Area |
| Gross Area | 3,164 sqft |
| 1st Floor Area | 1,086 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Area | 400 sqft |
| Porch | Open Porch |
| Porch Area | 384 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 02133989 |
|---|---|
| Street Address | 1017 CAMPBELL RIDGE DR |
| City | ELGIN |
| State | SC |
| Zip | 29045-9168 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU |
| Legal Description | LOT 4 60X127.6X116.3X103.8 #SU CAMPBELL RIDGE #PR R2203-243/244/245 |
| Legal Subdivision | CAMPBELL RIDGE |
| Legal Lot Number | 4,60 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 970908 |
Source: Kershaw County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1017 CAMPBELL RIDGE DR, ELGIN, SC 29045-9168 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 2, 2025 | Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Jan 4, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Oct 4, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Jun 13, 2018 | Warranty Deed, Subdivision Related Transfer · VA Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2025 · Amount on Record |
| Deed Sale | Oct 2, 2025 · Amount on Record |
| Prior Sale | Jun 13, 2018 · Amount on Record |
| Deed Document Number | 202547073 |
| Deed Book / Page | 3061 / 2314 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Oct 2, 2025 |
| Property Address | 1017 CAMPBELL RIDGE DR, ELGIN, SC 29045-9168 |
| Document Number | 0030612314 |
| Book / Page | 3061 / 2314 |
| Map Reference | MB 2203 PG 243 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 2025047073 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $806.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1017 CAMPBELL RIDGE DR, ELGIN, SC 29045-9168 |
| Document Number | 2025047074 |
|---|---|
| Date | Oct 2, 2025 |
| Instrument | 2025047074 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 1017 CAMPBELL RIDGE DR, ELGIN, SC 29045-9168 |
| Document Number | 2574/3834 |
| Instrument Date | Jan 4, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1017 CAMPBELL RIDGE DR ELGIN SC 290459168, ELGIN, SC 29045-9168 |
| Document Number | 2574/3834 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 002574/003834 |
| Instrument | 1664 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 10, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 1017 CAMPBELL RIDGE DR, ELGIN, SC 29045-9168 |
| Document Number | 2436/1116 |
| Instrument Date | Oct 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1017 CAMPBELL RIDGE DR ELGIN SC 290459168, ELGIN, SC 29045-9168 |
| Document Number | 2436/1116 |
|---|---|
| Date | Oct 11, 2019 |
| Book Page | 002436/001116 |
| Instrument | 75891 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 10, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jun 13, 2018 |
| Property Address | 1017 CAMPBELL RIDGE DR, ELGIN, SC 29045-9168 |
| Document Number | 2310/3505 |
| Book / Page | 002310 / 003505 |
| Instrument Date | Jun 4, 2018 |
| Instrument | 40796 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $758.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1017 CAMPBELL RIDGE DR ELGIN SC 290459168, ELGIN, SC 29045-9168 |
| Document Number | 2310/3512 |
|---|---|
| Date | Jun 13, 2018 |
| Book Page | 002310/003512 |
| Instrument | 40798 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 12, 2048 |
Source: Kershaw County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,339.00 (+14.38%) | $8,200 (-) | $279,300 (+36.24%) Land $45,200 Building $234,100 |
| 2023 | $2,045.00 (+0.25%) | $8,200 (-) | $205,000 (-) |
| 2021 | $2,040.00 | $8,200 | $205,000 Land $35,000 Building $170,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 67% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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