1017 Bowen St, Oshkosh, WI 54901 Property Records

Winnebago County property record for 1017 Bowen St, Oshkosh, WI 54901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,113 sqft · built 1951
Lot Size	0.248 acres (10,800 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Sep 2022)
Tax Bill	$3,954 (2024)
Deeds & Mortgages	Feb 2024 Mortgage Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-09490000`

Property Details

APN / Parcel Number

Primary APN	`11-09490000`
Alternative APN	`911-09490000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,113 sqft Living Area
Gross Area	264 sqft
1st Floor Area	1,113 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,800 sqft (0.248 acres)
Lot Dimensions	150 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	911-09490000
Street Address	1017 BOWEN ST
City	OSHKOSH
State	WI
Zip	54901-3958
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 61 PRECOUR ASSESSORS PLAT
Legal Subdivision	PRECOUR ASSESSORS PLAT
Legal Lot Number	61
Jurisdiction	WINNEBAGO WI
Township / Civil Division	OSHKOSH
Census Block Group	1
Census Block	1014
Census Tract	502

Owner

1017 Bowen St is owned and occupied by two individuals who bought it in September 2022.

Source: Winnebago County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1017 BOWEN ST, OSHKOSH, WI 54901-3958
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 2, 2022	Personal Representative Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2022 · Amount on File
Deed Sale	Sep 2, 2022 · Amount on File
Prior Sale	May 17, 2016 · Amount on File
Deed Document Number	20221890127
Prior Transfer Date	Apr 29, 2016
Prior Transfer Doc	0001713182
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Property Address	1017 BOWEN ST, OSHKOSH, WI 54901-3958
Transaction Type	Mortgage
Record Updated	May 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1017 BOWEN ST, OSHKOSH, WI 54901-3958

Mortgage

Document Number	0001917467
Date	Feb 2, 2024
Instrument	1917467

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

September 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Sep 2, 2022
Property Address	1017 BOWEN ST, OSHKOSH, WI 54901-3958
Document Number	0001890127
Instrument Date	Sep 1, 2022
Instrument	1890127
Transaction Type	Transfer
Record Updated	May 6, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1017 BOWEN ST, OSHKOSH, WI 54901-3958

Mortgage

Document Number	0001890128
Date	Sep 2, 2022
Instrument	1890128

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
Municipality	Oshkosh City
Unified School District	Oshkosh Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$191,800 Land $29,100 Building $162,700
2024	$3,954.00 (+20.92%)
2023	$3,270.00 (+7.53%) Homeowner's exemption	$113,800 (-) Land $20,000 Building $93,800	$164,443 Land $28,900 Building $135,543
2022	$3,041.00 Homeowner's exemption	$113,800 Land $20,000 Building $93,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1017 Bowen St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1017 Bowen St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 739 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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