1017 Bermuda Rd, Rocky Mount, NC 27801 Property Records

Edgecombe County property record for 1017 Bermuda Rd, Rocky Mount, NC 27801

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,535 sqft · built 2004
Lot Size0.247 acres (10,760 sqft)
Owner2 Individual Names on Record
Last Sale$112,000 (Oct 2004)
Tax Bill$1,432 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN387013823800

Property Details

APN / Parcel Number

Primary APN387013823800
Alternative APN
  • 138863

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,535 sqft Base Area
1st Floor Area1,535 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,760 sqft (0.247 acres)
PorchSlab
Porch Area64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number138863
Street Address1017 BERMUDA RD
CityROCKY MOUNT
StateNC
Zip27801-5103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1
Legal Description20 BLK C FLAGMARSH HILLS SEC 3
Legal SubdivisionFLAGMARSH HILLS
Legal BlockC
JurisdictionEDGECOMBE NC
Township / Civil Division12, ROCKY MOUNT
Census Block Group5
Census Block5013
Census Tract20400

Owner

Source: Edgecombe County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1017 BERMUDA RD, ROCKY MOUNT, NC 27801-5103
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 15, 2004 · Amount on Record
Deed SaleOct 15, 2004 · Amount on Record
Deed Book / Page1413 / 380
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEDGECOMBE NC
Property Address1017 BERMUDA RD, ROCKY MOUNT, NC 27801-5103
Transaction TypeMortgage
Record UpdatedAug 4, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address1017 BERMUDA RD, ROCKY MOUNT, NC 27801-5103

Mortgage

Document Number0017360693
DateJul 22, 2021
Book Page1736/693
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term256 Months
DueNov 1, 2042

Tax Assessment & Valuation

Source: Edgecombe County assessment roll, as of December 11, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyEdgecombe County
MunicipalityRocky Mount City
Unified School DistrictEdgecombe County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Market Value
2025$1,432.00 (+52.67%)$160,864 (+62.87%) Land $15,000 Building $145,864
2023$98,769 (-) Land $12,000 Building $86,769
2022$98,769 Land $12,000 Building $86,769
2019$938.00

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 93 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies93 in force
Nearby Flood Claims202 (1984–2020)
Claims Outside the SFHA20 of 202
Most Recent ClaimJun 2020 · river or lake flooding
Claims by Event
  • Hurricane Matthew, Oct 2016 · 43 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 128 claims
  • Hurricane Fran, Sep 1996 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ROCKY MOUNT
serves 55,891 people · EPA ID NC0464010
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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