Oakland County property record for 1017 Alberta St, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,022 sqft · built 1948 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $241,000 (Apr 2021) |
| Tax Bill | $6,816 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Aug 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-33-428-014 |
| Primary APN | 24-25-33-428-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,022 sqft Living Area |
| 1st Floor Area | 810 sqft |
| Basement Area | 810 sqft |
| Unfinished Basement | 810 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 145 ft deep x 60 ft wide |
| Garage Area | 290 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 50 sqft |
| Patio Area | 83 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1017 ALBERTA ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-1628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 33 MAPLE RIDGE SUB LOT 45 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 33 |
| Legal Subdivision | MAPLE RIDGE SUB |
| Legal Lot Number | 45 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 173400 |
1017 Alberta St is owned and occupied by two individuals who acquired it in March 2026.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1017 ALBERTA ST, FERNDALE, MI 48220-1628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2026 | Intrafamily Transfer, Transfer |
| Aug 8, 2023 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jun 28, 2022 | Intrafamily Transfer, Transfer |
| Apr 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Mar 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 AT SUBURBAN |
| Mar 16, 2018 | Warranty Deed, Transfer · Conventional Mortgage THE ANDERSON FINANCIAL GROUP INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2021 · Amount on File |
| Deed Sale | Apr 1, 2021 · Amount on File |
| Prior Sale | Mar 16, 2018 · Amount on File |
| Deed Document Number | 202182388 |
| Deed Book / Page | 55984 / 855 |
| Last Transfer Date | Mar 11, 2026 |
| Transfer Doc | 0000034967 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 24, 2026 |
| Property Address | 1017 ALBERTA ST, FERNDALE, MI 48220-1628 |
| Document Number | 20260034967 |
| Book / Page | 61042 / 624 |
| Map Reference | LB 11 PG 31 |
| Instrument Date | Mar 11, 2026 |
| Instrument | 20260034967 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1017 ALBERTA ST, FERNDALE, MI 48220-1628 |
| Name | Verified Name |
|---|---|
| Address | 1017 ALBERTA ST, FERNDALE, MI 48220-1628 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1017 ALBERTA ST, FERNDALE, MI 48220-1628 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1017 ALBERTA ST, FERNDALE, MI 48220-1628 |
| Document Number | 0000086294 |
|---|---|
| Date | Aug 8, 2023 |
| Book Page | 58792/883 |
| Instrument | 86294 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 21, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 28, 2022 |
| Property Address | 1017 ALBERTA ST, FERNDALE, MI 48220-1628 |
| Document Number | 0000405144 |
| Book / Page | 57899 / 703 |
| Map Reference | LB 11 PG 31 |
| Instrument Date | Jun 14, 2022 |
| Instrument | 405144 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1017 ALBERTA ST, 1017, FERNDALE, MI 48220-1628 |
| Name | Verified Name |
|---|---|
| Address | 1017 ALBERTA ST, FERNDALE, MI 48220-1628 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 1, 2021 |
| Property Address | 1017 ALBERTA ST, FERNDALE, MI 48220-1628 |
| Document Number | 0000082388 |
| Book / Page | 55984 / 855 |
| Map Reference | LB 11 PG 31 |
| Instrument Date | Mar 19, 2021 |
| Instrument | 82388 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | FIRST USA PREMIER TITLE, FIRST PREMIER TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,072.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1017 ALBERTA ST, 1017, FERNDALE, MI 48220-1628 |
| Name | Verified Name |
|---|---|
| Address | 1017 ALBERTA ST, FERNDALE, MI 48220-1628 |
| Document Number | 0005597323 |
|---|---|
| Date | Apr 1, 2021 |
| Instrument | 55973/23 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1017 ALBERTA ST, FERNDALE, MI 48220-1628 |
| Document Number | 0000062011 |
| Instrument Date | Mar 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1017 ALBERTA ST FERNDALE MI 482201628, FERNDALE, MI 48220-1628 |
| Document Number | 0000062011 |
|---|---|
| Date | Apr 1, 2020 |
| Book Page | 054017/000250 |
| Instrument | 62011 |
| Name | MORTGAGE 1 AT SUBURBAN |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 31, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 16, 2018 |
| Property Address | 1017 ALBERTA ST, FERNDALE, MI 48220-1628 |
| Document Number | 0000040798 |
| Book / Page | 51637 / 00876 |
| Map Reference | LB 11 PG 31 |
| Instrument Date | Mar 7, 2018 |
| Instrument | 40798 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,677.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1017 ALBERTA ST, FERNDALE, MI 48220-1628 |
| Document Number | 0000040799 |
|---|---|
| Date | Mar 16, 2018 |
| Instrument | 40799 |
| Name | THE ANDERSON FINANCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
The 2025 property tax bill for 1017 Alberta St was $6,816 with a homeowner's exemption, down 3.1% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,816.00 (-3.07%) Homeowner's exemption | $155,540 | $311,080 |
| 2024 | $7,032.00 | ||
| 2023 | $140,950 | $281,900 | |
| 2021 | $6,076.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1017 Alberta St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1017 Alberta St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 22,105 people · EPA ID MI0002280 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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