Watonwan County property record for 1017 3rd St N, Saint James, MN 56081
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,188 sqft · built 1973 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | Individual Name on File |
| Last Sale | $267,000 (Aug 2025) |
| Tax Bill | $3,412 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20.151.1570 |
| Primary APN | 20.151.1570 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,188 sqft |
| Gross Area | 348 sqft |
| 1st Floor Area | 1,188 sqft |
| Basement Area | 875 sqft |
| Finished Basement | 875 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Galvanized Metal |
| Lot Area | 14,985 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Area | 484 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 176 sqft |
| Deck Area | 156 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1017 3RD ST N |
|---|---|
| City | SAINT JAMES |
| State | MN |
| Zip | 56081-1007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ARMSTRONG'S PARK ADDITION LOT-002 BLOCK-00F S100' OF N171' OF E150' |
| Legal Subdivision | ARMSTRONGS PARK ADDITION |
| Legal Block | F |
| Legal Lot Number | 2 |
| Jurisdiction | WATONWAN MN |
| Township / Civil Division | ST. JAMES |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 950200 |
1017 3rd St N is owned and occupied by an individual who bought it in August 2025.
Source: Watonwan County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1017 3RD ST N, SAINT JAMES, MN 56081-1007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2025 · Amount on File |
| Deed Sale | Aug 4, 2025 · Amount on File |
| Deed Document Number | 20251790515 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 1017 3rd St N was $3,412 with a homeowner's exemption, up 1.1% from the year before.
Source: Watonwan County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Watonwan County |
| Municipality | St. James City |
| Unified School District | St. James Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,412.00 (+1.13%) Homeowner's exemption | $275,700 (+9.06%) Land $32,400 Building $243,300 | $275,700 (+9.06%) Land $32,400 Building $243,300 |
| 2025 | $3,374.00 Homeowner's exemption | $252,800 Land $29,000 Building $223,800 | $252,800 Land $29,000 Building $223,800 |
| 2023 | $2,974.00 | $226,700 Land $25,200 Building $201,500 | $226,700 Land $25,200 Building $201,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1017 3rd St N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 6, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1017 3rd St N is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint James serves 4,611 people · EPA ID MN1830006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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