10168 Florence Ridge Dr, Clermont, FL 34711 Property Records

Lake County property record for 10168 Florence Ridge Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,030 sqft · built 2019
Lot Size	0.311 acres (13,590 sqft)
Owner	Individual Name on File
Last Sale	$412,990 (Jan 2020)
Tax Bill	$760 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-23-25-0010-000-00700`

Property Details

APN / Parcel Number

Primary APN	`12-23-25-0010-000-00700`
Alternative APN	`3911735`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,030 sqft Living Area
1st Floor Area	3,030 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	13,590 sqft (0.311 acres)
Garage Type	Finished
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	485 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3911735
Street Address	10168 FLORENCE RIDGE DR
City	CLERMONT
State	FL
Zip	34711-9204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLORENCE LAKE RIDGE PB 70 PG 38-40 LOT 7 ORB 5404 PG 2414
Legal Range	25E
Legal Township	23S
Legal Section	12
Legal Subdivision	FLORENCE LAKE RIDGE
Legal Tract	10
Legal Lot Number	7
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1000
Census Tract	31322

Owner

10168 Florence Ridge Dr is owned and occupied by an individual who bought it in January 2020.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10168 FLORENCE RIDGE DR, CLERMONT, FL 34711-9204
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Jan 13, 2020	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2020 · Amount on File
Deed Sale	Jan 13, 2020 · Amount on File
Deed Document Number	2020004788
Deed Book / Page	5404 / 2414
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	10168 FLORENCE RIDGE DR, CLERMONT, FL 34711-9204
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10168 FLORENCE RIDGE DR, CLERMONT, FL 34711-9204

Mortgage

Document Number	0056981291
Date	Apr 29, 2021
Book Page	5698/1291
Instrument	2021059085

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

January 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 13, 2020
Property Address	10168 FLORENCE RIDGE DR, CLERMONT, FL 34711-9204
Document Number	0054042414
Book / Page	5404 / 2414
Map Reference	MB 70 PG 38-40
Instrument Date	Dec 30, 2019
Instrument	2020004788
Transaction Type	Subdivision Related Transfer
Record Updated	May 18, 2023
Title Company	STEEL CITY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,891.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3999 W STATE ROAD 46, SANFORD, FL 32771-9726

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 MANDARIN WAY, HAINES CITY, FL 33844-6307

Mortgage

Document Number	0054042415
Date	Jan 13, 2020
Instrument	5404/2415

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$406,633 Land $72,450 Building $334,183	$406,633 Land $72,450 Building $334,183
2024	$760.00 (+33.33%)
2023	$570.00 (-89.47%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$394,235 (-)	$394,235 (-) Land $72,450 Building $321,785
2022	$5,414.00	$394,235	$394,235 Land $72,450 Building $321,785

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10168 Florence Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10168 Florence Ridge Dr is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
CenturyLink Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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