10165 Joseph Dr, Highlands Ranch (Littleton), CO 80130 Property Records

Douglas County property record for 10165 Joseph Dr, Highlands Ranch, CO 80130

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,701 sqft · built 2000
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$880,000 (May 2023)
Tax Bill	$5,724 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Mar 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2231-17-2-12-004`

Property Details

APN / Parcel Number

Primary APN	`2231-17-2-12-004`
Alternative APNs	`R0388010` `0388010`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	3,701 sqft Living Area
Gross Area	3,895 sqft
Basement Area	1,313 sqft
Finished Basement	1,119 sqft
Unfinished Basement	194 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Area	595 sqft
Porch	Porch
Porch Area	870 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0388010
Street Address	10165 JOSEPH DR
City	HIGHLANDS RANCH
State	CO
Zip	80130-8068
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDU
Legal Description	LOT 39 HIGHLANDS RANCH #117-E. 0.170 AM/L
Legal Range	67W
Legal Township	06S
Legal Section	17
Legal Quarter	NW
Legal Subdivision	HIGHLANDS RANCH
Legal Block	12
Legal Lot Number	39
Jurisdiction	DOUGLAS CO
Township / Civil Division	SEDALIA
Census Block Group	3
Census Block	3001
Census Tract	14144

Owner

10165 Joseph Dr is owned and occupied by two individuals who acquired it in March 2024.

Source: Douglas County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10165 JOSEPH DR, HIGHLANDS RANCH, CO 80130-8068
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Deed of Trust, Mortgage · Commercial Mortgage XIU JUAN HOU
Mar 19, 2024	Intrafamily Transfer, Transfer E-CHICAGO TITLE, CHICAGO TITLE
May 31, 2023	Special Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2023 · Amount on File
Deed Sale	May 31, 2023 · Amount on File
Prior Sale	Jun 13, 2005 · Amount on File
Deed Document Number	202322960
Last Transfer Date	Mar 7, 2024
Transfer Doc	0000010506
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	10165 JOSEPH DR, HIGHLANDS RANCH, CO 80130-8068
Transaction Type	Mortgage
Record Updated	Apr 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10165 JOSEPH DR, HIGHLANDS RANCH, CO 80130-8068

Mortgage

Document Number	0000013289
Date	Apr 5, 2024
Instrument	2024013289

Lender

Name	XIU JUAN HOU
Type	Private Party
Address	11696 E MAPLEWOOD AVE, ENGLEWOOD, CO 80111

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	24 Months
Due	Apr 6, 2026

Interest

Rate	10%

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DOUGLAS CO
Recording Date	Mar 19, 2024
Property Address	10165 JOSEPH DR, HIGHLANDS RANCH, CO 80130-8068
Document Number	0000010506
Instrument Date	Mar 7, 2024
Instrument	2024010506
Transaction Type	Transfer
Record Updated	Apr 1, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10165 JOSEPH DR, HIGHLANDS RANCH, CO 80130-8068

May 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DOUGLAS CO
Recording Date	May 31, 2023
Property Address	10165 JOSEPH DR, HIGHLANDS RANCH, CO 80130-8068
Document Number	0000022960
Instrument Date	May 26, 2023
Instrument	2023022960
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$88.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10165 JOSEPH DR, HIGHLANDS RANCH, CO 80130-8068

Mortgage

Document Number	0000022961
Date	May 31, 2023
Instrument	2023022961

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	10165 JOSEPH DR, HIGHLANDS RANCH, CO 80130-8068
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060136
Date	Sep 17, 2019
Instrument	2019060136

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 10165 Joseph Dr was $5,724, up 2.7% from the year before.

Source: Douglas County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Douglas County
Unified School District	Douglas County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,510 (-) Land $11,260 Building $48,250	$875,143 (-) Land $165,544 Building $709,599
2025	$5,724.00 (+2.69%)	$59,510 Land $11,260 Building $48,250	$875,143 Land $165,544 Building $709,599
2024	$5,574.00 (+0.18%)
2023	$5,564.00 (+38.96%)	$62,830 (+43.35%) Land $11,960 Building $50,870	$937,827 (+48.74%) Land $178,555 Building $759,272
2022	$4,004.00	$43,830 Land $8,720 Building $35,110	$630,524 Land $125,408 Building $505,116

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10165 Joseph Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10165 Joseph Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLANDS RANCH WSD serves 103,444 people · EPA ID CO0118015
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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