10165 Baldwin Rd, Gaines, MI 48436 Property Records

Genesee County property record for 10165 Baldwin Rd, Gaines, MI 48436 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 912 sqft · built 1978
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Dec 2017)
Tax Bill	$880 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-33-200-002`

Property Details

APN / Parcel Number

Primary APN	`10-33-200-002`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Basement Area	912 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Lot Area	40,075 sqft (0.92 acres)
Garage Area	1,280 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10165 BALDWIN RD
City	GAINES
State	MI
Zip	48436-9773
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A PARCEL OF LAND BEG 822 FT E OF N 1/4 COR OF SEC TH E 100 FT TH S 400 FT TH W 100 FT TH N 400 FT TO PLACE OF BEG SEC 33 T6N
Legal Range	05E
Legal Township	06N
Legal Section	33
Jurisdiction	GENESEE MI
Township / Civil Division	GAINES
Census Block Group	2
Census Block	2011
Census Tract	12801

Owner

Source: Genesee County records · APN 10-33-200-002

Assessment roll updated October 3, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10165 BALDWIN RD, GAINES, MI 48436-9773
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 02, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Dec 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC
Dec 14, 2017	Warranty Deed, Transfer SELECT TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 14, 2017 · Amount on Record
Deed Sale	Dec 14, 2017 · Amount on Record
Deed Document Number	201776818
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	10165 BALDWIN RD, GAINES, MI 48436-9773
Transaction Type	Mortgage
Record Updated	Feb 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000088
Date	Jan 02, 2021
Instrument	202101020000088

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	10165 BALDWIN RD, GAINES, MI 48436-9773
Transaction Type	Mortgage
Record Updated	Feb 07, 2021
Title Company	SELECT TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076590
Date	Dec 12, 2017
Instrument	201712120076590

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Dec 14, 2017
Property Address	10165 BALDWIN RD, GAINES, MI 48436-9773
Document Number	201712140076818
Instrument Date	Dec 04, 2017
Instrument	201712140076818
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	SELECT TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,333.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10165 BALDWIN RD, 10165, GAINES, MI 48436-9773

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 OAK ST, LINDEN, MI 48451-9045

Tax Assessment & Valuation

Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Gaines Township
Unified School District	Swartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$880.00 (-67.31%) Homeowner's exemption	$94,500 (+6.9%)	$189,000 (+6.9%)
2024	$2,692.00 (+34.87%)
2023		$88,400	$176,800
2019	$1,996.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Genesee County (26049C), updated February 19, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260490128012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2014–2017)
Most Recent Claim	Apr 2017, river or lake flooding

Wildfire

Wildfire Risk	Low above 3% of the US · above 7% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	25 / 3
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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