10164D Monarch Rd, #125D, Roscoe, IL 61073 Property Records

Winnebago County property record for 10164D Monarch Rd, #125D, Roscoe, IL 61073

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,376 sqft · built 2006
Lot Size	16.6 acres (723,532 sqft)
Owner	Individual Name on Record
Last Sale	$129,000 (Feb 2023)
Tax Bill	$2,668 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage May 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-06-280-076`

Property Details

APN / Parcel Number

Primary APN	`08-06-280-076`
Alternative APN	`806280076`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	4 Units
Building Area	1,376 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Lot Area	723,532 sqft
Garage Area	462 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	10164D MONARCH RD
City	ROSCOE
State	IL
Zip	61073-5668
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM - MULT
Legal Description	CLEARWING CONDOS II PT NW1/4 SEC 5 & PT NE1/4 SEC 6-45-2 UNIT 125D
Legal Subdivision	CLEARWING CONDOS II
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	3
Census Block	3031
Census Tract	3801

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10164 MONARCH RD, 4, ROSCOE, IL 61073-5693
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Warranty Deed, Transfer · Conventional Mortgage STILLMAN BANCORP NA
May 29, 2019	Warranty Deed, Transfer TITLE UNDERWRITERS AGENCY
Aug 10, 2018	Warranty Deed, Transfer · Conventional with PMI MORTGAGE CTR LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2023 · Amount on Record
Deed Sale	Feb 21, 2023 · Amount on Record
Prior Sale	May 29, 2019 · Amount on Record
Deed Document Number	20233598
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Feb 21, 2023
Property Address	10164D MONARCH RD # 125D, 125D, ROSCOE, IL 61073-5668
Document Number	0000003598
Map Reference	DOC0654776
Instrument Date	Feb 17, 2023
Instrument	2303598
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$193.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10164 MONARCH RD UNIT 4, 4, ROSCOE, IL 61073-5693

Mortgage

Document Number	0000003599
Date	Feb 21, 2023
Instrument	2303599

Lender

Name	STILLMAN BANCORP NA
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	May 29, 2019
Property Address	10164D MONARCH RD # 125D, 125D, ROSCOE, IL 61073-5668
Document Number	0001018293
Instrument Date	May 24, 2019
Instrument	1018293
Transaction Type	Transfer
Record Updated	Jun 26, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Tax	$143.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5199 TRAFFORD DR LOVES PARK IL 611113441, LOVES PARK, IL 61111-3441

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 10, 2018
Property Address	10164D MONARCH RD # 125D, 125D, ROSCOE, IL 61073-5668
Document Number	0001022886
Instrument Date	Aug 7, 2018
Instrument	1022886
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	ALLIANCE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10164 MONARCH RD #4 ROSCOE IL 610735693, 4, ROSCOE, IL 61073-5693

Mortgage

Document Number	1022887
Date	Aug 10, 2018
Instrument	1022887

Lender

Name	MORTGAGE CTR LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2048

Interest

Rate	5.37%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Municipality	Roscoe Village
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Rockton School District 140 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,668.00	$40,688 (+45.22%) Land $4,444 Building $36,244	$122,064 (+45.22%) Land $13,332 Building $108,732
2022	Homeowner's exemption	$28,018 Land $3,330 Building $24,688	$84,054 Land $9,990 Building $74,064

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	76 (1978–2019)
Claims Outside the SFHA	4 of 76
Most Recent Claim	Oct 2019 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Jul 2010 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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