10164 N Mormon Rd, Elfrida, AZ 85610 Property Records

Cochise County property record for 10164 N Mormon Rd, Elfrida, AZ 85610

Property Summary

Property TypeSingle Family Home
Details2,462 sqft · built 2020
Lot Size29.5 acres (1,285,020 sqft)
Owner2 Individual Names on Record
Last Sale$370,000 (May 2025)
Tax Bill$2,636 (2025)
Deeds & MortgagesMay 2025 Sale & Mortgage
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN403-33-002N

Property Details

APN / Parcel Number

Primary APN403-33-002N
Alternative APN
  • 403-33-002N5

Interior

Stories1 Story
Building Area2,462 sqft Living Area
1st Floor Area2,462 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialStucco
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area1,285,020 sqft (29.5 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number403-33-002N5
Street Address10164 N MORMON RD
CityELFRIDA
StateAZ
Zip85610-9057
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMIXED
Legal DescriptionW2 OF SE4 OF SE4 & S2 OF E2 OF SE4 OF SE4 EXC THE E33 SEC 22-20
Legal Range026
Legal Township020
Legal Section22
JurisdictionCOCHISE AZ
Township / Civil DivisionELFRIDA
Census Block Group2
Census Block2024
Census Tract501

Owner

Source: Cochise County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4081 W OTIS LN, MC NEAL, AZ 85617-9530
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 5, 2025Joint Tenancy Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Apr 8, 2020Deed of Trust, Mortgage · Commercial Mortgage
WESTERN BANK
Dec 7, 2018Warranty Deed, Transfer
PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 5, 2025 · Amount on Record
Deed SaleMay 5, 2025 · Amount on Record
Deed Document Number20257978
Record UpdatedOct 29, 2026

May 2025: Joint Tenancy Deed, Transfer

Document TypeJoint Tenancy Deed
JurisdictionCOCHISE AZ
Recording DateMay 5, 2025
Property Address10164 N MORMON RD, ELFRIDA, AZ 85610-9057
Document Number0000007978
Map ReferenceMB 152 PG 266
Instrument DateApr 29, 2025
Instrument2025-07978
Transaction TypeTransfer
Record UpdatedMar 3, 2026
Title CompanyPEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 546, ELFRIDA, AZ 85610-0546

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10164 N MORMON RD, ELFRIDA, AZ 85610-9057

Mortgage

Document Number0000007979
DateMay 5, 2025
Instrument2025-07979
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2055

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCHISE AZ
Property Address10164 N MORMON RD, ELFRIDA, AZ 85610
Transaction TypeMortgage
Record UpdatedDec 7, 2021
Title CompanyPIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006944
DateApr 8, 2020
Instrument2020-06944
Lender
NameWESTERN BANK
TypeBank
AddressWILLCOX, AZ 85644
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOCHISE AZ
Recording DateDec 7, 2018
Property Address10164 N MORMON RD, ELFRIDA, AZ 85610
Document Number0000022687
Instrument DateDec 3, 2018
Instrument22687
Transaction TypeTransfer
Record UpdatedDec 20, 2018
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$29.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address9182 N CENTRAL HWY MC NEAL AZ 856179658, MC NEAL, AZ 85617-9658

Tax Assessment & Valuation

Source: Cochise County assessment roll, as of October 13, 2025

Property Jurisdictions

TypeName
StateArizona
CountyCochise County
Elementary School DistrictElfrida Elementary District (PK - 08)
Secondary School DistrictValley Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$21,835 (-4.5%) Land $3,423 Building $18,412$218,351 (-4.49%) Land $34,229 Building $184,122
2025$2,636.00 (+4.77%)$22,863 (-0.06%) Land $3,423 Building $19,440$228,625 (-0.06%) Land $34,229 Building $194,396
2024$22,877 Land $3,423 Building $19,454$228,770 Land $34,229 Building $194,541
2023$2,516.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 86% of the US · above 79% of Arizona
Wildfire Likelihood0.8% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
Valley Telecom Group
DSL
10 / 1

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