Howard County property record for 10162 Cape Ann Dr, Columbia, MD 21046
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,938 sqft · built 1978 |
| Lot Size | 0.217 acres (9,465 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,637 (2026) |
| Deeds & Mortgages | Dec 2022 Line of Credit Jun 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-139246 |
| Primary APN | 16-139246 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,938 sqft Total Area |
| Basement Area | 525 sqft |
| Finished Basement | 525 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,465 sqft (0.217 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 224 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 139246 |
|---|---|
| Street Address | 10162 CAPE ANN DR |
| City | COLUMBIA |
| State | MD |
| Zip | 21046-1346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 267 9,465 SQ' 10162 CAPE ANN DR VIL KINGS CONTRIV S1 A1 |
| Legal Subdivision | VILLAGE KINGS CONTRIVANCE SEC |
| Legal Lot Number | 267 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 606701 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10162 CAPE ANN DR, COLUMBIA, MD 21046-1346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 16, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 23, 2022 |
| Transfer Doc | 0215810323 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10162 CAPE ANN DR, COLUMBIA, MD 21046-1346 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 10162 CAPE ANN DR, COLUMBIA, MD 21046-1346 |
| Document Number | 0218240137 |
|---|---|
| Date | Dec 13, 2022 |
| Book Page | 21824/137 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Nov 17, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 16, 2022 |
| Property Address | 10162 CAPE ANN DR, COLUMBIA, MD 21046-1346 |
| Document Number | 0215810323 |
| Book / Page | 21581 / 323 |
| Map Reference | MB CMP 3578 |
| Instrument Date | May 23, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 10162 CAPE ANN DR, COLUMBIA, MD 21046-1346 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,637.00 (-5.86%) Homeowner's exemption | $536,000 (+8.66%) Land $235,000 Building $301,000 | $536,000 (-) Land $235,000 Building $301,000 |
| 2025 | $7,050.00 (+5.26%) Homeowner's exemption | $493,267 (+20.96%) | $536,000 (+31.44%) Land $235,000 Building $301,000 |
| 2024 | $6,698.00 (+49.98%) | ||
| 2023 | $407,800 Land $205,000 Building $202,800 | $407,800 Land $205,000 Building $202,800 | |
| 2022 | $4,466.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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