10161 E Rugged Mountain Dr, Gold Canyon, AZ 85118 Property Records

Pinal County property record for 10161 E Rugged Mountain Dr, Gold Canyon, AZ 85118

Property Summary

Property Type	Single Family Home
Details	1,486 sqft · built 2005
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Apr 2022)
Tax Bill	$2,214 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`108-74-768`

Property Details

APN / Parcel Number

Primary APN	`108-74-768`
Alternative APNs	`108-74-7680` `1087476808`

Interior

Stories	1 Story
Building Area	1,486 sqft Living Area
Gross Area	1,926 sqft
1st Floor Area	1,486 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Plaster
Construction Type	Wood
Roof Type	Hip
Roof Material	Concrete
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	148 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	10161 E RUGGED MOUNTAIN DR
City	GOLD CANYON
State	AZ
Zip	85118-5953
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PERALTA TRAILS UNIT III-A (A.K.A. PERALTA PRESERVE UNIT III-A) LO T 765 SEC 16-1S-9E 4800 SQ FT 0.11 AC
Legal Range	09E
Legal Township	01S
Legal Section	16
Legal Subdivision	PERALTA TRAILS
Legal Lot Number	765
Legal Unit	2
Jurisdiction	PINAL AZ
Township / Civil Division	NORTH PINAL
Census Block Group	1
Census Block	1042
Census Tract	201

Owner

Source: Pinal County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10161 E RUGGED MOUNTAIN DR, GOLD CANYON, AZ 85118-5953
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Dec 16, 2021	Deed of Trust, Mortgage · Line of Credit BOKF NA
Apr 6, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 9, 2020	Warranty Deed, Transfer · Conventional Mortgage V I P MORTGAGE INC
Aug 10, 2018	Deed of Trust, Mortgage · Line of Credit ONEAZ CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2022 · Amount on Record
Deed Sale	Apr 6, 2022 · Amount on Record
Prior Sale	Jul 9, 2020 · Amount on Record
Deed Document Number	202241123
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	10161 E RUGGED MOUNTAIN DR, GOLD CANYON, AZ 85118-5953
Transaction Type	Mortgage
Record Updated	Jul 27, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10161 E RUGGED MOUNTAIN DR, GOLD CANYON, AZ 85118-5953

Mortgage

Document Number	0000108125
Date	Aug 27, 2021
Instrument	2021-108125

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2046

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	10161 E RUGGED MOUNTAIN DR, GOLD CANYON, AZ 85118-5953
Transaction Type	Mortgage
Record Updated	Jul 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10161 E RUGGED MOUNTAIN DR, GOLD CANYON, AZ 85118-5953

Mortgage

Document Number	0000159187
Date	Dec 16, 2021
Instrument	2021-159187

Lender

Name	BOKF NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINAL AZ
Recording Date	Apr 6, 2022
Property Address	10161 E RUGGED MOUNTAIN DR, GOLD CANYON, AZ 85118-5953
Document Number	0000041123
Map Reference	CAB E SL 198
Instrument Date	Apr 1, 2022
Instrument	2022-041123
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	EMPIRE W TITLE AGENCY, EMPIRE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	297 N GOLD DR, APACHE JUNCTION, AZ 85120-3818

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10161 E RUGGED MOUNTAIN DR, GOLD CANYON, AZ 85118-5953

Mortgage

Document Number	0000041124
Date	Apr 6, 2022
Instrument	2022-041124

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINAL AZ
Recording Date	Jul 9, 2020
Property Address	10161 E RUGGED MOUNTAIN DR, GOLD CANYON, AZ 85118-5953
Document Number	0000065898
Map Reference	CAB E SL 198
Instrument Date	Jul 2, 2020
Instrument	2020-065898
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	SECURITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10161 E RUGGED MOUNTAIN DR, 10161, GOLD CANYON, AZ 85118-5953

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10161 E RUGGED MOUNTAIN DR, GOLD CANYON, AZ 85118-5953

Mortgage

Document Number	0000065899
Date	Jul 9, 2020
Instrument	2020-065899

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	10161 E RUGGED MOUNTAIN DR, GOLD CANYON, AZ 85118-5953
Document Number	0000061969
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	PIONEER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10161 E RUGGED MOUNTAIN DR GOLD CANYON AZ 851185953, GOLD CANYON, AZ 85118-5953

Mortgage

Document Number	0000061969
Date	Aug 16, 2018
Instrument	61969

Lender

Name	ONEAZ CU
Address	PHOENIX, AZ 85027

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 15, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pinal County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Pinal County
Unified School District	Apache Junction Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$33,101 (+0.32%) Land $5,031 Building $28,070	$331,009 (+0.32%) Land $50,312 Building $280,697
2026		$32,997 (+0.46%) Land $5,031 Building $27,966	$329,969 (+0.46%) Land $50,312 Building $279,657
2025	$2,214.00 (+5.93%)	$32,847 (-3.73%)	$328,474 (-3.73%) Land $50,312 Building $278,162
2024		$34,119 Land $5,031 Building $29,088	$341,191 Land $50,312 Building $290,879
2023	$2,090.00 (+4.6%)
2022	$1,998.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 51% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - APACHE JUNCTION private · serves 62,055 people · EPA ID AZ0411004
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CopperNet Systems Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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