10161 Deer Trace Ln, Gloucester, VA 23061 Property Records

Gloucester County property record for 10161 Deer Trace Ln, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,816 sqft · built 1993
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Sep 2026)
Tax Bill	$2,777 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23427`

Property Details

APN / Parcel Number

Primary APN	`23427`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,816 sqft Living Area
1st Floor Area	640 sqft
Basement Area	640 sqft
Unfinished Basement	640 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Area	192 sqft
Deck Area	952 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10161 DEER TRACE LN
City	GLOUCESTER
State	VA
Zip	23061-2879
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	FIGG SHOP TRACT TRACT 101
Legal Subdivision	PLAT: PB20 983
Legal Tract	101
Jurisdiction	GLOUCESTER VA
Township / Civil Division	WARE
Census Block Group	3
Census Block	3002
Census Tract	100201

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10161 DEER TRACE LN, GLOUCESTER, VA 23061-2879
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE
May 16, 2022	Warranty Deed, Transfer · Conventional Mortgage VETERANS UNITED HOME LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2026 · Amount on Record
Deed Sale	Sep 25, 2026 · Amount on Record
Prior Sale	May 16, 2022 · Amount on Record
Deed Document Number	20264483
Record Updated	Oct 29, 2026

September 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Sep 25, 2026
Property Address	10161 DEER TRACE LN, GLOUCESTER, VA 23061-2879
Document Number	0000004483
Instrument Date	Sep 24, 2026
Instrument	20264483
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10161 DEER TRACE LN, GLOUCESTER, VA 23061-2879

Mortgage

Document Number	0000004484,
Date	Sep 25, 2026
Instrument	20264484

Lender

Name	ALCOVA MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	May 16, 2022
Property Address	10161 DEER TRACE LN, GLOUCESTER, VA 23061-2879
Document Number	0220002826
Instrument Date	May 4, 2022
Instrument	220002826
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	NOT AVAILABLE, THE CLOSING SHOP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10161 DEER TRACE LN, GLOUCESTER, VA 23061-2879

Mortgage

Document Number	0220002827
Date	May 16, 2022
Instrument	220002827

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Dec 27, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,777.00 (+9.81%)	$476,360 (+15.61%) Land $76,600 Building $399,760	$476,360 (+15.61%) Land $76,600 Building $399,760
2025	$2,529.00 (+5.29%)	$412,050 (-) Land $58,800 Building $353,250	$412,050 (-) Land $58,800 Building $353,250
2024	$2,402.00	$412,050 (-) Land $58,800 Building $353,250	$412,050 (-) Land $58,800 Building $353,250
2023	$2,402.00 (+2.08%)	$412,050 (+26.92%) Land $58,800 Building $353,250	$412,050 (+26.92%) Land $58,800 Building $353,250
2022	$2,353.00	$324,660 Land $64,000 Building $260,660	$324,660 Land $64,000 Building $260,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Deer Trace Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures