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10160 Co Rd 45, Centre, AL 35960 Property Records

Cherokee County property record for 10160 Co Rd 45, Centre, AL 35960 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,629 sqft · built 1975
Lot Size1.85 acres (80,586 sqft)
Owner2 Individual Names on File
Tax Bill$756 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN13-19-03-05-0-000-002.001

Property Details

APN / Parcel Number

Primary APN13-19-03-05-0-000-002.001
Alternative APNs
  • ALT APN:1903050000002001
  • 24929

Interior

Full Baths1 Bath
Stories1 Story
Building Area2,629 sqft Living Area
1st Floor Area2,629 sqft
FlooringWood
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialStone
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area80,586 sqft (1.85 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area20 sqft
Shed1 Shed

Location & Zoning

Account Number24929
Street Address10160 COUNTY ROAD 45
CityCENTRE
StateAL
Zip35960-3933
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM @ SW COR;NW/4;NE/4;N260 TO POB;E188;NE275;NW332;SLY367TO POB
Legal Range11E
Legal Township11S
Legal Section05
JurisdictionCHEROKEE AL
Township / Civil DivisionSPRING GARDEN
Census Block Group2
Census Block2006
Census Tract956101

Owner

Source: Cherokee County records · APN 13-19-03-05-0-000-002.001

Assessment roll updated December 1, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10160 COUNTY ROAD 45, CENTRE, AL 35960-3933
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2026Deed of Trust, Mortgage · Line of Credit
UNITED COMMUNITY BANK
Mar 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
PEOPLES BANK OF ALABAMA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 22, 2010
Deed SaleDec 22, 2010
Deed Document Number2010167544
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE AL
Recording DateMay 26, 2026
Property Address10160 COUNTY ROAD 45, CENTRE, AL 35960-3933
Document Number0000243957
Instrument DateApr 29, 2026
Instrument2026243957
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman, 286
Address10160 COUNTY ROAD 45, CENTRE, AL 35960-3933

Mortgage

Document Number0000243957,
DateMay 26, 2026
Instrument2026243957
Lender
NameUNITED COMMUNITY BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 03, 2051
Interest
Rate6.46%
Max Rate-1%

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE AL
Property Address10160 COUNTY ROAD 45, CENTRE, AL 35960-3933
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number211350
DateMar 11, 2020
Instrument211350
Lender
NamePEOPLES BANK OF ALABAMA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueMar 10, 2025
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated December 1, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$756.00 (+5.59%) Homeowner's exemption$1,680 (+9.09%) Land $1,340 Building $340$192,700 (+5.3%) Land $13,400 Building $179,300
2024$716.00 Additional exemption filed$1,540 (-91.59%) Land $1,220 Building $320$183,000 (-) Land $12,200 Building $170,800
2023$716.00 Homeowner's exemption$18,320 (+1,089.61%)$183,000 (-) Land $12,200 Building $170,800
2022$716.00 Homeowner's exemption$1,540 Land $1,220 Building $320$183,000 Land $12,200 Building $170,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (01019C), updated March 15, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010199561012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies8 in force

Wildfire

Wildfire RiskModerate
above 40% of the US · above 34% of Alabama
Wildfire LikelihoodAbout 1 in 990 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFixed Wireless300 / 20
TDS TelecomDSL25 / 5
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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