1016 Waterside Ct, Edgewood, MD 21040 Property Records

Harford County property record for 1016 Waterside Ct, Edgewood, MD 21040 · Last verified August 2026

Property Summary

Property Type	Townhouse
Details	1 ba · 1,260 sqft · built 1973
Lot Size	0.064 acres (2,793 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Apr 2022)
Tax Bill	$1,015 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-019341`

Property Details

APN / Parcel Number

Primary APN	`01-019341`
Alternative APNs	`1019341` `019341`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,260 sqft Total Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,793 sqft (0.064 acres)
Lot Dimensions	151 ft deep x 18 ft wide
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	019341
Street Address	1016 WATERSIDE CT
City	EDGEWOOD
State	MD
Zip	21040-1826
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LT 9 BK J 2793 SF 1016 WATERSIDE COURT EDGEWATER VILG PT 25/59
Legal Subdivision	EDGEWATER VILLAGE
Legal Block	J
Legal Lot Number	9
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	1
Census Block	1001
Census Tract	301302

Owner

Source: Harford County records · APN 01-019341

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1016 WATERSIDE CT, EDGEWOOD, MD 21040-1826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Apr 27, 2022	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 27, 2022 · Amount on Record
Deed Sale	Apr 27, 2022 · Amount on Record
Prior Sale	Apr 27, 2022 · Amount on Record
Deed Book / Page	15485 / 50
Prior Transfer Date	Jun 16, 2006
Prior Transfer Doc	0069140078
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1016 WATERSIDE CT, EDGEWOOD, MD 21040-1826
Transaction Type	Mortgage
Record Updated	Jan 15, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0169430276
Date	Dec 26, 2025
Book Page	16943/276

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2041

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Apr 27, 2022
Property Address	1016 WATERSIDE CT, EDGEWOOD, MD 21040-1826
Document Number	0154850050
Book / Page	15485 / 50
Map Reference	PB 25 FL 59
Instrument Date	Apr 18, 2022
Transaction Type	Transfer
Record Updated	May 06, 2022
Title Company	SANCTUARY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1016 WATERSIDE CT, 1016, EDGEWOOD, MD 21040-1826

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0154850057
Date	Apr 27, 2022
Instrument	15485-0057

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,000 (+14.18%) Land $22,000 Building $102,000	$124,000 (-) Land $22,000 Building $102,000
2025	$1,015.00 (+23.78%)	$108,600 (+39.59%)	$124,000 (+59.38%) Land $22,000 Building $102,000
2023		$77,800 Land $22,000 Building $55,800	$77,800 Land $22,000 Building $55,800
2022	$820.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253013021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 147 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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