1016 W 1130 S, Payson, UT 84651 Property Records

Utah County property record for 1016 W 1130 S, Payson, UT 84651

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,438 sqft · built 1996
Lot Size	0.238 acres (10,367 sqft)
Owner	2 Individual Names on Record
Last Sale	$333,700 (Jun 2019)
Tax Bill	$3,376 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`39-060-0003`

Property Details

APN / Parcel Number

Primary APN	`39-060-0003`
Alternative APN	`052810`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,438 sqft Living Area
Gross Area	5,308 sqft
1st Floor Area	2,438 sqft
Basement Area	2,438 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Duplex Single
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	10,367 sqft (0.238 acres)
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Raised Porch
Porch Area	40 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	052810
Street Address	1016 W 1130 S
City	PAYSON
State	UT
Zip	84651-3193
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT 3, PLAT E, FRUITLAND PARK SUBDV. AREA 0.238 AC.
Legal Subdivision	FRUITLAND PARK SUB
Legal Lot Number	3
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	4
Census Block	4020
Census Tract	3403

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1016 W 1130 S, PAYSON, UT 84651-3193
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 20, 2021	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
Jul 17, 2020	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
Jun 28, 2019	Warranty Deed, Transfer · VA Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2019 · Amount on Record
Deed Sale	Jun 28, 2019 · Amount on Record
Prior Sale	Jul 9, 1999
Deed Document Number	201960183
Prior Transfer Date	Feb 27, 1997
Prior Transfer Doc	0000015352
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1016 W 1130 S, PAYSON, UT 84651-3193
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 W 1130 S, PAYSON, UT 84651-3193

Mortgage

Document Number	0000016883
Date	Mar 2, 2026
Instrument	16883:2026

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 18, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1016 W 1130 S, PAYSON, UT 84651-3193
Transaction Type	Mortgage
Record Updated	Jan 6, 2023
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000127634
Date	Jul 20, 2021
Instrument	127634:2021

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1016 W 1130 S, PAYSON, UT 84651-3193
Transaction Type	Mortgage
Record Updated	Jan 6, 2023
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000102174
Date	Jul 17, 2020
Instrument	102174:2020

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jun 28, 2019
Property Address	1016 W 1130 S, PAYSON, UT 84651-3193
Document Number	0000060183
Instrument Date	Jun 28, 2019
Instrument	060183:2019
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	COTTONWOOD TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 AND 1018 WEST 1130 SOUTH, PAYSON, UT 84651-3193

Mortgage

Document Number	0000060184
Date	Jun 28, 2019
Instrument	060184:2019

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$318,285 (-6.24%)	$578,700 (-6.24%) Land $173,600 Building $405,100
2025	$3,376.00 (+16.41%)	$339,460 (+16.17%)	$617,200 (+16.17%) Land $185,200 Building $432,000
2024	$2,900.00 (+1.29%)
2023	$2,863.00 (+6.71%)	$292,215	$531,300 Land $135,300 Building $396,000
2022	$2,683.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Intellipop Fixed Wireless	1,000 / 1,000
Utah Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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