Madison County property record for 1016 Vineyard Way, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,957 sqft · built 2005 |
| Lot Size | 0.217 acres (9,483 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Oct 2017) |
| Tax Bill | $2,139 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Dec 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0073-0032-0042 |
| Primary APN | 0073-0032-0042 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,957 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Roof Material | Composition Shingle |
| Lot Area | 9,483 sqft (0.217 acres) |
| Garage Area | 533 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 66002 |
|---|---|
| Street Address | 1016 VINEYARD WAY |
| City | BEREA |
| State | KY |
| Zip | 40403-9184 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE VINEYARD LOT 42 PH 1 |
| Legal Subdivision | VINEYARD |
| Legal Phase | 1 |
| Legal Lot Number | 42 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1090 |
| Census Tract | 11202 |
1016 Vineyard Way is owned and occupied by an individual who bought it in October 2017.
Source: Madison County records, as of July 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1016 VINEYARD WAY, BEREA, KY 40403-9184 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 2, 2020 | Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA |
| Dec 30, 2019 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Oct 3, 2017 | Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2017 · Amount on File |
| Deed Sale | Oct 3, 2017 · Amount on File |
| Prior Sale | Dec 13, 2005 · Amount on File |
| Deed Document Number | 20172013965748 |
| Deed Book / Page | 00751 / 59 |
| Prior Transfer Date | Sep 12, 2011 |
| Prior Transfer Doc | 00D673/056 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1016 VINEYARD WAY, BEREA, KY 40403-9184 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | M01909/200 |
|---|---|
| Date | Jan 2, 2020 |
| Book Page | M01909/200 |
| Instrument | 2014004841 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Dec 5, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1016 VINEYARD WAY, BEREA, KY 40403-9184 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | M01909/713 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | M01909/713 |
| Instrument | 2014004776 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 5, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 3, 2017 |
| Property Address | 1016 VINEYARD WAY, BEREA, KY 40403-9184 |
| Document Number | D00751/059 |
| Book / Page | D00751 / 059 |
| Map Reference | MB14 PG148 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 2013965748 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1350 EASTLAND DR STE 1, 1, LEXINGTON, KY 40505-3834 |
| Name | Verified Name |
|---|---|
| Address | 1016 VINEYARD WAY, BEREA, KY 40403-9184 |
| Document Number | 2013965749 |
|---|---|
| Date | Oct 3, 2017 |
| Instrument | 2013965749 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 1016 Vineyard Way was $2,139 with a homeowner's exemption.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,139.00 Homeowner's exemption | $276,000 | $276,000 |
| 2023 | $1,917.00 Homeowner's exemption | $244,000 | $244,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1016 Vineyard Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1016 Vineyard Way is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
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