1016 S 6th St, Brainerd, MN 56401 Property Records

Crow Wing County property record for 1016 S 6th St, Brainerd, MN 56401

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,947 sqft · built 1946
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Jul 2026)
Tax Bill	$1,924 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09196271005Z009`

Property Details

APN / Parcel Number

Primary APN	`09196271005Z009`
Alternative APNs	`41240588` `144450`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,947 sqft Living Area
1st Floor Area	1,752 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1980
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Garage Area	528 sqft
Deck Area	24 sqft

Utilities, Heating & Cooling

Heating System	Oil

Location & Zoning

Account Number	144450
Street Address	1016 S 6TH ST
City	BRAINERD
State	MN
Zip	56401-4047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 5 AND 6 BLOCK 271 AND N. 50 FT OF SW1/4 OF BLOCK 271
Legal Range	31W
Legal Township	45N
Legal Section	24
Legal Subdivision	TOWN OF BRAINERD FIRST ADDITION TO BRA
Legal Block	271
Legal Lot Number	5
Jurisdiction	CROW WING MN
Township / Civil Division	BRAINERD
Census Block Group	1
Census Block	1000
Census Tract	951303

Owner

Source: Crow Wing County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1016 S 6TH ST, BRAINERD, MN 56401-4047
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2026 · Amount on Record
Deed Sale	Jul 23, 2026 · Amount on Record
Deed Document Number	20261026979
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROW WING MN
Recording Date	Jul 23, 2026
Property Address	1016 S 6TH ST, BRAINERD, MN 56401-4047
Document Number	0001026979
Instrument Date	Jul 16, 2026
Instrument	20261026979
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$61,660.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1016 S 6TH ST, BRAINERD, MN 56401-4047

Mortgage

Document Number	0001026980,
Date	Jul 23, 2026
Instrument	20261026980

Lender

Name	GRANITE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0001026981,
Date	Jul 23, 2026
Instrument	20261026981

Lender

Name	GRANITE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Brainerd City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,924.00 (-10.18%) Homeowner's exemption	$226,500 (-1.82%) Land $43,600 Building $182,900	$226,500 (-1.82%) Land $43,600 Building $182,900
2025		$230,700 (+1.1%) Land $44,200 Building $186,500	$230,700 (+1.1%) Land $44,200 Building $186,500
2023	$2,142.00 Homeowner's exemption	$228,200 Land $42,700 Building $185,500	$228,200 Land $42,700 Building $185,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Brainerd serves 14,670 people · EPA ID MN1180002
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.63 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CTC, Verizon.

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