Shiawassee County property record for 1016 Ryan St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $79,500 (Aug 2020) |
| Tax Bill | $1,726 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Aug 2020 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 050-113-002-018-00 |
| Primary APN | 050-113-002-018-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,138 sqft Living Area |
| 1st Floor Area | 1,038 sqft |
| Basement Area | 320 sqft |
| Unfinished Basement | 320 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Custom Design |
| Lot Area | 6,534 sqft (0.15 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1016 RYAN ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-3440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 17 (EX W 16') BLK 2 CITY ASSESSORS PLAT 3 |
| Legal Subdivision | ASSESSORS 3 -CITY OF OWOSSO |
| Legal Block | 2 |
| Legal Lot Number | 17 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 30700 |
Source: Shiawassee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1016 RYAN ST, OWOSSO, MI 48867-3440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 11, 2026 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Aug 27, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2020 · Amount on Record |
| Deed Sale | Aug 27, 2020 · Amount on Record |
| Deed Document Number | 20203335949 |
| Deed Book / Page | 1272 / 295 |
| Prior Transfer Date | Sep 5, 2012 |
| Prior Transfer Doc | 00117600726 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jun 11, 2026 |
| Property Address | 1016 RYAN ST, OWOSSO, MI 48867-3440 |
| Document Number | 0003404150 |
| Book / Page | 1339 / 551 |
| Instrument Date | May 30, 2026 |
| Instrument | 20263404150 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1016 RYAN ST, OWOSSO, MI 48867-3440 |
| Document Number | 0003404150, |
|---|---|
| Date | Jun 11, 2026 |
| Book Page | 1339/551 |
| Instrument | 20263404150 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 25, 2046 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Aug 27, 2020 |
| Property Address | 1016 RYAN ST, OWOSSO, MI 48867-3440 |
| Document Number | 0012720295 |
| Book / Page | 001272 / 000295 |
| Instrument Date | Aug 27, 2020 |
| Instrument | 3335949 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $596.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1016 RYAN ST OWOSSO MI 488673440, OWOSSO, MI 48867-3440 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $60,100 (+10.89%) | $120,200 (+10.89%) | |
| 2025 | $1,726.00 (+1.71%) Homeowner's exemption | $54,200 (+20.71%) | $108,400 (+20.71%) |
| 2024 | $1,697.00 | ||
| 2023 | $1,697.00 Homeowner's exemption | $44,900 | $89,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 15 (1981–2009) |
| Claims Outside the SFHA | 2 of 15 |
| Most Recent Claim | Apr 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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